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Columbia Alternate Work Site
500 East Walnut Suite 103
Columbia, MO 65201
United States
Phone: (573) 256-1794 (636) 358-5941BB
Hours of Operation:
Monday through Friday from 8:00 AM to 4:30 PM
Servicing Actions Requiring Prior SBA Approval

Many servicing changes to an SBA loan authorization may be made by a lender if the action falls within a lender’s unilateral authority. However, as set forth in 13 CFR 120.536, some servicing actions require SBA’s prior written consent. View the handy Servicing and Liquidation Actions 7(a) Matrix

  • Increases to the SBA loan amount or guaranty percentage.
  • Reinstatement of SBA Guaranty.
  • Compromises on the principal balance of a loan.
  • Taking title to any property in the name of SBA.
  • Taking title to environmentally contaminated property, or taking over operating and control  of a business that handles hazardous substances.
  • Transferring, selling or pledging more than 90% of a loan.
  • Release of an obligor.
  • Any action for which prior written consent is required by a Loan Program Requirement.
  • Any action that confers a preference on the lender or engages in an activity that creates a conflict of interest.  As defined in 13 CFR § 120.10, preference is any arrangement giving a Lender a preferred position compared to SBA relating to the making, servicing, or liquidation of a business loan with respect to such things as repayment, collateral, guarantees, control, maintenance of a compensating balance, purchase of a Certificate of deposit or acceptance of a separate or companion loan.

If you have questions about litigation plans and fees, please contact your Lender Relations Specialist.

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