RANK
is an aggregate measure of the decile rankings of four indicators
of small business lending activity by state (i.e., ratio of
small business loans of less than $250,000 to assets, ratio
of small business loans to total business loans, dollar amount
and number of small business loans). A statistic of 40 indicates
that the bank ranks in the top 10 percent in all four categories
of small business lending. A value of 4 indicates the bank
ranks in the bottom 10 percent of all categories.
BANK SIZE reflects the asset
size class of the financial institution. Five bank size groups
are defined in this study. They are:
- Under $100 million (<100M)
- $100 million to under $500
million (100M-500M)
- $500 million to under $1 billion
(500M-1B)
- $1 billion to under $10 billion
(1B-10B)
- $10 billion and over (>10B)
SBL$ refers to dollar amount
of small business loans outstanding (in thousands of dollars).
Small business loans are for loan size under $250,000.
SBF refers to "small business
friendly" bank as defined by the Office of Advocacy.
For a more complete explanation
of the data please refer to intro96.html.
