1996
Florida

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST NB OF SOUTHWEST FL Cape Coral 40 64,087 100M-500M Y
CAPITAL CITY BK Tallahassee 39 133,681 500M- 1B Y
TRANSATLANTIC BK Coral Gables 38 45,358 100M-500M Y
FARMERS & MRCH BK Monticello 37 24,725 < 100M Y
FIRST NB& TC Fort Walton Beach 37 40,645 100M-500M Y
FIRST NB OF WAUCHULA Wauchula 36 16,462 < 100M Y
AMERICAN B& TC Pensacola 36 18,300 < 100M Y
FIRST CMNTY BK Orange City 36 20,830 < 100M Y
MANUFACTURERS BK OF FL Tampa 35 24,398 < 100M Y
C& L BK OF BLOUNTSTOWN Blountstown 35 14,744 < 100M Y
FIDELITY BK OF FL Merritt Island 35 17,337 < 100M Y
FIRST CMRC BK OF POLK CTY Winter Haven 34 24,503 100M-500M
CITIZENS BK OF MARIANNA Marianna 34 25,205 100M-500M
PEOPLES ST BK OF GROVELAND Groveland 34 18,612 < 100M
DESTIN BK Destin 34 15,048 < 100M
CITRUS & CHEM BK Bartow 33 37,987 100M-500M
FORT BROOKE BK Brandon 33 37,748 100M-500M
UNITED B& TC CO Saint Petersburg 33 28,393 100M-500M
CNB NB Lake City 33 26,863 100M-500M
CENTRAL BK Miami 33 23,086 < 100M
SOUTH HILLSBOROUGH CMNTY BK Apollo Beach 33 12,658 < 100M
DRUMMOND CMNTY BK Chiefland 33 13,237 < 100M
FIRST AMER BK OF PENSCOLA NA Pensacola 32 28,714 100M-500M
BANK OF CENTRAL FL Orlando 32 25,910 100M-500M
ENTERPRISE NB OF JACKSONVILL Jacksonville 32 33,792 100M-500M
WEWAHITCHKA ST BK Wewahitchka 32 11,363 < 100M
TERRACE BK OF FL Tampa 32 14,409 < 100M
OCALA NB Ocala 32 12,625 < 100M
READY ST BK Hialeah 31 47,013 100M-500M
BANK OF TAMPA Tampa 31 39,522 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST ST BK OF ARCADIA Arcadia 31 13,863 100M-500M
INDIAN RIVER NB Vero Beach 31 19,814 100M-500M
PERKINS ST BK Williston 31 13,907 < 100M
UNITED AMER BK CENTRAL FL Orlando 31 33,749 100M-500M
APALACHICOLA ST BK Apalachicola 31 11,975 < 100M
AMERICAN BK OF BRADENTON Bradenton 31 29,740 100M-500M
FIRST AMER BK INDIAN RIVER C Vero Beach 31 9,144 < 100M
HERITAGE NB Fort Myers 31 17,768 < 100M
TALLAHASSEE ST BK Tallahassee 30 18,214 100M-500M
BANK OF PENSACOLA Pensacola 30 21,591 100M-500M
CITIZENS B& TC Clearwater 30 18,561 < 100M
CENTRAL BK OF TAMPA Tampa 30 27,142 100M-500M
GUARANTY B& TC Venice 30 14,748 < 100M
SOUTHTRUST BK OF NORTHWEST F Marianna 30 44,336 100M-500M
MARINE NB JACKSONVILLE Jacksonville 30 10,913 < 100M
SOUTHERN BK CENTRAL FL Altamonte Springs 30 36,068 100M-500M
FIRST CENTRAL BK Saint Petersburg 30 11,839 < 100M
LIBERTY NB Bradenton 30 16,996 100M-500M
FIRST NB OF OSCEOLA CTY Kissimmee 30 14,154 < 100M
RIVERSIDE NB OF FL Fort Pierce 29 48,236 500M- 1B
SUNTRUST BK WEST FL Pensacola 29 45,810 500M- 1B
PORT SAINT LUCIE NB Port Saint Lucie 29 15,522 100M-500M
FIRST BK OF IMMOKALEE Immokalee 29 10,644 < 100M
GREAT SOUTHERN BK West Palm Beach 29 18,958 100M-500M
SOUTHERN CMRC BK Tampa 29 14,083 < 100M
LIBERTY NB Longwood 29 13,635 < 100M
PINELLAS CMNTY BK Largo 29 15,802 < 100M
MARINE BK Saint Petersburg 29 12,670 < 100M
TOMOKA ST BK Ormond Beach 29 14,033 < 100M
FIRST BK OF TALLAHASSEE Tallahassee 29 12,420 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

SUNTRUST BK NATURE COAST Brooksville 28 65,832 1B- 10B Y
SUNTRUST BK NORTH CENTRAL FL Ocala 28 58,165 500M- 1B
AMERICAN NB OF FL Jacksonville 28 51,888 500M- 1B
SUNTRUST BK TALLAHASSEE NA Tallahassee 28 43,239 100M-500M
BAY B& TC Panama City 28 19,566 100M-500M
FIRST UNITED BK Boca Raton 28 50,294 100M-500M
FIRST NB OF NAPLES Naples 28 31,341 100M-500M
FIRST BK OF CLEWISTON Clewiston 28 13,701 < 100M
C& L BK OF BRISTOL Bristol 28 6,694 < 100M
CITY FIRST BK Tampa 28 10,626 < 100M
COMMUNITY NB AT BARTOW Bartow 28 10,522 < 100M
CITIZENS FIRST NB Crescent City 28 8,252 < 100M
SOUTHEASTERN BK OF FL Alachua 28 10,372 < 100M
COMMUNITY NB OF SARASOTA CTY Venice 28 9,601 < 100M
SOUTH FL BK Fort Myers 28 12,506 < 100M
INDEPENDENT BK OF OCALA Ocala 28 7,849 < 100M
FAMILY BK Hallandale 27 25,957 100M-500M
WAUCHULA ST BK Wauchula 27 21,090 100M-500M
VILLAGE BK FL Tampa 27 20,535 100M-500M
TRI-COUNTY BK Trenton 27 6,591 < 100M
FARMERS & DLRS BK Lake Butler 27 8,421 < 100M
LIBERTY BK Pensacola 27 11,635 < 100M
REGENT BK Davie 27 8,465 < 100M
COMMERCIAL NB Daytona Beach 27 12,137 < 100M
SOUTHERN SECURITY BK HOLLYWO Hollywood 27 6,667 < 100M
READY BK FT WALTON BEACH Fort Walton Beach 27 8,946 < 100M
ENGLEWOOD BK Englewood 27 10,811 < 100M
BANK OF WINTER PARK Winter Park 27 16,153 < 100M
VALRICO ST BK Valrico 27 9,656 < 100M
FIRST CMRL BK OF TAMPA Tampa 27 10,232 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

SUNTRUST BK MID-FL NA Winter Haven 26 60,232 1B- 10B
OCEAN BK Miami 26 97,876 1B- 10B
HUNTINGTON NB OF FL Maitland 26 74,309 1B- 10B
REPUBLIC NB OF MIAMI Miami 26 106,887 1B- 10B
SOUTHTRUST BK OF FL NA Saint Petersburg 26 341,491 1B- 10B
CITIZENS NB OF LEESBURG Leesburg 26 34,052 500M- 1B
FIRST ST BK OF THE FL KEYS Key West 26 21,016 100M-500M
FIRST NB CENTRAL FL Longwood 26 14,697 100M-500M
ENTERPRISE NB SARASOTA Sarasota 26 20,999 100M-500M
LEVY CTY ST BK Chiefland 26 8,795 < 100M
COLUMBIA CTY BK Lake City 26 8,225 < 100M
BIG LAKE NB Okeechobee 26 9,272 < 100M
AMSOUTH BK FL Tampa 25 317,127 1B- 10B
SUNTRUST BK NORTH FL NA Jacksonville 25 44,070 500M- 1B
EASTERN NB Miami 25 26,994 100M-500M
FIRST NB OF SANTA ROSA Milton 25 23,391 100M-500M
TOTALBANK Miami 25 17,131 100M-500M
AMERICAN BK OF HOLLYWOOD Hollywood 25 23,808 100M-500M
PENINSULA ST BK Englewood 25 10,826 < 100M
FIRST NB NORTHWEST FL Panama City 25 12,183 < 100M
FIRST NB OF ALACHUA Alachua 25 9,112 < 100M
GULF ST BK Carrabelle 25 7,569 < 100M
PROSPERITY BK Saint Augustine 25 10,908 < 100M
FIRST NB OF LAKE PARK Lake Park 25 11,303 < 100M
EQUITY BK Delray Beach 25 13,424 < 100M
FIRST COAST CMNTY BK Fernandina Beach 25 7,802 < 100M
NORTHSIDE BK OF TAMPA Tampa 25 9,877 < 100M
NORTHERN TR BK OF FL NA Miami 24 84,209 1B- 10B
SUNTRUST BK TREASURE COAST N Fort Pierce 24 39,361 500M- 1B
REGIONS BK OF FL Pensacola 24 39,497 500M- 1B

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

COMPASS BK Jacksonville 24 23,082 500M- 1B
FIRST GUARANTY B& TC JACKSONV Jacksonville 24 14,396 100M-500M
EXECUTIVE NB Miami 24 14,814 100M-500M
COLUMBIA BK Tampa 24 8,763 < 100M
CLAY CTY BK Orange Park 24 5,343 < 100M
TERRABANK NA Miami 24 10,622 < 100M
BANK OF BELLE GLADE Belle Glade 24 5,818 < 100M
AMERICAN NB Oakland Park 24 8,918 < 100M
HIGHLANDS INDEPENDENT BK Sebring 24 7,001 < 100M
WEST COAST BK Sarasota 24 11,738 < 100M
PUTNAM ST BK Palatka 24 8,654 < 100M
BARNETT BK NA Jacksonville 23 860,387 > 10B Y
FIRST UNION NB FL Jacksonville 23 969,958 > 10B Y
SUNTRUST BK EAST CENTRAL FL Daytona Beach 23 42,479 1B- 10B
SUNTRUST BK MIAMI NA Miami 23 68,505 1B- 10B
CAPITAL BK Miami 23 58,139 1B- 10B
SUNTRUST BK GULF COAST Sarasota 23 44,515 1B- 10B
SUNTRUST BK CENTRAL FL NA Orlando 23 147,176 1B- 10B
TIB BK OF THE KEYS Key Largo 23 24,292 100M-500M
GAINESVILLE ST BK Gainesville 23 14,935 100M-500M
NATIONAL BK CMRC Winter Park 23 14,259 100M-500M
COUNTY NB OF SOUTH FL North Miami Beach 23 24,106 100M-500M
FIRST CITY BK OF FT WALTON Fort Walton Beach 23 11,988 100M-500M
COMMUNITY BK OF HMSTD Dade County 23 26,339 100M-500M
FIRST NB OF MT DORA Mount Dora 23 6,869 < 100M
FARMERS & MRCH BK OF TRENTON Trenton 23 5,885 < 100M
BANK OF BONIFAY Bonifay 23 5,565 < 100M
AMERICAN B& TC OF POLK CTY Lake Wales 23 8,960 < 100M
PRIME BK OF CENTRAL FL Titusville 23 7,817 < 100M
CITIZENS BK WAKULLA Crawfordville 23 4,804 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

BANKFIRST Eustis 23 9,648 < 100M
FIRST NB& TC TREASURE COAST Stuart 22 30,565 500M- 1B
SUNTRUST BK SOUTH FL NA Fort Lauderdale 22 68,227 1B- 10B
SUNTRUST BK TAMPA BAY Tampa 22 43,609 1B- 10B
BARNETT BK OF PINELLAS CTY Saint Petersburg 22 51,755 1B- 10B
COMMUNITY FIRST BK Jacksonville 22 16,863 100M-500M
METRO BK OF DADE CTY Coral Gables 22 11,949 100M-500M
HORIZON BK OF FL Pensacola 22 6,146 < 100M
PEOPLES NB NICEVILLE Niceville 22 7,245 < 100M
BANK U S Newberry 22 2,952 < 100M
MERCHANTS & SOUTHERN BK Gainesville 22 9,432 < 100M
KEY BK OF FL Tampa 22 12,827 < 100M
PUBLIC BK Saint Cloud 22 6,690 < 100M
FIRST NB OF CRESTVIEW Crestview 22 8,170 < 100M
FIRST NB OF TAMPA Tampa 22 9,649 < 100M
FIRST ST BK SARASOTA Sarasota 22 6,611 < 100M
COMMUNITY NB OF PASCO CTY Zephyrhills 22 7,677 < 100M
UNITED NB Miami 21 30,103 500M- 1B
SUNTRUST BK SOUTHWEST FL Fort Myers 21 29,173 1B- 10B
CITY NB OF FLORIDA Miami 21 26,333 1B- 10B
WAKULLA BK Crawfordville 21 9,785 100M-500M
COMMERCEBANK NA Coral Gables 21 21,439 100M-500M
FIRST NB MANATEE Bradenton 21 9,827 100M-500M
GUARANTY NB OF TALLAHASSEE Tallahassee 21 7,606 100M-500M
PALM BEACH NB& TC North Palm Beach 21 15,145 100M-500M
JEFFERSON BK OF FL Miami Beach 21 22,701 100M-500M
FIRST NB PASCO Dade City 21 5,397 < 100M
FLORIDA BK OF CMRC Palm Harbor 21 4,016 < 100M
UNIVERSAL NB Miami 21 9,740 < 100M
FIRST AMER BK OF WALTON CTY Santa Rosa Beach 21 4,352 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST BK OF JACKSONVILLE Jacksonville 21 2,148 < 100M
SARASOTA BK Sarasota 21 6,859 < 100M
BARNETT BK OF SOUTHWEST FL Sarasota 20 38,035 1B- 10B
FIRST NB OF THE FL KEYS Marathon 20 11,266 100M-500M
BOCA RATON FIRST NB Boca Raton 20 6,417 < 100M
TRI-COUNTY CMNTY BK LEHIGH Lehigh Acres 20 5,108 < 100M
HEMISPHERE NB Miami 20 5,355 < 100M
QUINCY ST BK Quincy 20 9,044 < 100M
COMMUNITY ST BK OF STARKE Starke 20 4,395 < 100M
INTERNATIONAL FINANCE BK Miami 20 7,553 < 100M
COMMUNITY BK OF THE ISLANDS Sanibel 20 11,331 < 100M
GATEWAY AMER BK OF FL Fort Lauderdale 20 6,698 < 100M
MARINE BK OF THE FL KEYS Marathon 20 3,453 < 100M
REPUBLIC BK Saint Petersburg 19 24,495 500M- 1B
BARNETT BK OF MARION CTY NA Ocala 19 21,212 500M- 1B
FLORIDA INTL BK Perrine 19 9,541 100M-500M
FIRST NB OF HMSTD Homestead 19 10,938 100M-500M
FIFTH THIRD BK OF FL Naples 19 10,917 100M-500M
FIRST CMNTY BK OF PALM BEACH Pahokee 19 4,449 < 100M
SEMINOLE NB Sanford 19 4,194 < 100M
FIRST SOUTHERN BK Boca Raton 19 9,491 < 100M
CITIZENS BK OF PERRY Perry 19 5,288 < 100M
LAFAYETTE CTY ST BK Mayo 19 2,679 < 100M
BANK OF JACKSON CTY Graceville 19 2,689 < 100M
POINTE BK Pembroke Pines 19 5,871 < 100M
MERCANTILE BK Saint Petersburg 18 11,770 100M-500M
COMMERCIAL BK FL Miami 18 15,349 100M-500M
EQUITABLE BK North Miami Beach 18 8,384 < 100M
FARMERS BK OF MALONE Malone 18 1,462 < 100M
FIRST BK OF INDIANTOWN Indiantown 18 3,311 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

HERNANDO CTY BK Brooksville 18 3,451 < 100M
FIRST NB OF POLK CTY Winter Haven 18 5,976 < 100M
PREMIER BK Tallahassee 18 6,752 < 100M
BANK AT ORMOND-BY-THE-SEA Ormond Beach 17 7,194 100M-500M
FIRST NB OF SOUTH MIAMI South Miami 17 5,910 100M-500M
FIRST MERCANTILE NB Longwood 17 11,090 100M-500M
FIRST INDEPENDENCE BK OF FL Fort Myers 17 6,549 < 100M
GADSDEN ST BK Chattahoochee 17 2,249 < 100M
CLEWISTON NB Clewiston 17 3,535 < 100M
BANK OF SAINT PETERSBURG Saint Petersburg 17 5,473 < 100M
PEOPLES BK OF GRACEVILLE Graceville 17 2,567 < 100M
ADMIRALTY BK Palm Beach Gardens 17 5,724 < 100M
CITIZENS NB& TC Port Richey 17 5,568 < 100M
CITRUS BK Orlando 17 7,188 < 100M
ENTERPRISE NB OF PALM BEACH North Palm Beach 17 5,821 < 100M
BANK OF NORTH AMER Fort Lauderdale 16 12,856 500M- 1B
REPUBLIC SECURITY BK West Palm Beach 16 12,067 100M-500M
UNITED SOUTHERN BK Umatilla 16 10,324 100M-500M
TRANSFLORIDA BK Boca Raton 16 16,342 100M-500M
UNION BK OF FL Plantation 16 8,530 100M-500M
SECURITY BK NA North Lauderdale 16 6,458 < 100M
FIRST NB Tarpon Springs 16 1,730 < 100M
SEMINOLE BK Seminole 16 5,428 < 100M
SUNNILAND BK Fort Lauderdale 16 3,622 < 100M
INTERVEST BK Clearwater 16 9,560 < 100M
RUTLAND BK Saint Petersburg 16 5,528 < 100M
FIRST BK OF THE VILLAGES Lady Lake 16 3,930 < 100M
CAPE CORAL NB Cape Coral 16 6,649 < 100M
GULT COAST NB Naples 16 5,564 < 100M
COCONUT GROVE BK Miami 15 9,621 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

POPULAR BK OF FL Coral Gables 15 8,830 100M-500M
CHARLOTTE ST BK Port Charlotte 15 5,382 < 100M
HELM BK Miami 15 4,057 < 100M
EAGLE NB OF MIAMI Miami 14 7,864 100M-500M
BRANFORD ST BK Branford 14 1,704 < 100M
CITIZENS BK OF OVIEDO Oviedo 14 6,074 < 100M
FIRST NB OF FL BONITA SPRING Bonita Springs 13 8,205 100M-500M
CONTINENTAL NB OF MIAMI Miami 13 6,351 100M-500M
INDIAN ROCKS ST BK Largo 13 5,121 < 100M
FIRST NORTHWEST FL BK Fort Walton Beach 13 2,753 < 100M
HOMOSASSA SPRINGS BK Homosassa Springs 13 1,759 < 100M
PEOPLES NB OF CMRC Miami 13 4,670 < 100M
DADELAND BK Miami 12 6,620 100M-500M
DELTA NB& TC OF FL Miami 12 1,460 100M-500M
BANK OF THE SOUTH Pensacola 12 15 < 100M
WARRINGTON BK Pensacola 12 968 < 100M
SURETY BK De Land 12 3,600 < 100M
HENDRY CTY BK La Belle 12 5,503 < 100M
GREAT EASTERN BK OF FL Miami 12 2,023 < 100M
FIRST BK Miami 12 123 < 100M
MERCANTILE BK OF NAPLES Naples 11 509 100M-500M
BANK OF INVERNESS Inverness 11 4,297 100M-500M
ISLAND NB& TC Palm Beach 11 6,025 100M-500M
CITIZENS BK OF FROSTPROOF Frostproof 11 2,138 < 100M
MURDOCK FL BK Murdock 10 2,841 < 100M
DUNNELLON ST BK Dunnellon 10 1,316 < 100M
BANK OF BOSTON-FL NA Boca Raton 10 643 < 100M
COMMUNITY BANK OF MANATEE Bradenton 10 548 < 100M
CITIZENS CMNTY BK OF FL Marco Island 10 527 < 100M
VANGUARD B& TC Valparaiso 9 5,266 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRSTMERIT BK NA Clearwater 9 4,063 100M-500M
PANAMERICAN BK Miami 9 4,331 < 100M
FRIENDSHIP CMNTY BK Ocala 9 1,201 < 100M
HAMILTON BK NA Miami 8 4,465 500M- 1B
SOUTHERN EXCH BK Tampa 8 3,758 100M-500M
FIRST WESTERN BK Cooper City 8 1,847 < 100M
GULF BK Miami 8 1,859 < 100M
INTERCREDIT BK NA Miami 6 1,757 100M-500M
CRYSTAL RIVER BK Crystal River 6 697 < 100M
EUROBANK Boca Raton 6 2,203 < 100M
CITRUS BK NA Vero Beach 6 2,515 < 100M
PEOPLES BK Palm Harbor 6 311 < 100M
ESPIRITO SANTO BK FL Miami 5 2,380 100M-500M
SUNTRUST BANCARD NA Orlando 4 0 500M- 1B
KISLAK NB North Miami 4 0 100M-500M
PACIFIC NB Miami 4 296 100M-500M
INTERNATIONAL BK OF MIAMI NA Miami 4 561 100M-500M
PINEBANK Miami 4 17 100M-500M
SKYLAKE ST BK North Miami Beach 4 950 < 100M
INDEPENDENT BKR BK OF FL Orlando 4 791 < 100M
CHASE MANHATTAN PRIVATE BK F Tampa . 0 100M-500M
NBD BK Venice . 0 100M-500M
BANKERS TC OF FL NA Palm Beach . 0 < 100M
FIRST NAVY BK Pensacola . 0 < 100M
CITIBANK FL NA Miami . 0 < 100M
KEY TC OF FL NA Naples . 0 < 100M

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01