1996
Kentucky

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

BANK OF MOUNT VERNON Mount Vernon 40 30,665 < 100M Y
SOUTH CENTRAL BK Glasgow 40 28,134 100M-500M Y
FIRST & FARMERS BK OF SOMERS Somerset 39 64,934 100M-500M Y
PEOPLES B& TC OF HAZARD Hazard 39 42,690 100M-500M Y
BANK OF COLUMBIA Columbia 38 17,406 < 100M Y
FARMERS B& TC Georgetown 38 26,923 100M-500M Y
FIRST SOUTHERN NB LINCOLN CT Hustonville 37 29,667 < 100M Y
CASEY COUNTY BK Liberty 37 12,762 < 100M Y
FIRST NB OF MANCHESTER Manchester 37 23,869 100M-500M Y
CITIZENS GUARANTY BK Richmond 37 16,932 < 100M Y
PEOPLES BK OF MURRAY Murray 36 33,920 100M-500M
FIRST NB RUSSELL SPRGS Russell Springs 36 16,042 < 100M
PENNYRILE CITIZENS B& TC Hopkinsville 36 16,224 < 100M
PEOPLES BK OF FLEMING CTY Flemingsburg 36 15,520 < 100M
FIRST COMMONWEALTH BK Prestonsburg 35 24,361 100M-500M
FARMERS B& TC Bardstown 35 22,086 100M-500M
FARMERS DEPOSIT BK Eminence 35 22,306 100M-500M
LEITCHFIELD DEPOSIT B& TC Leitchfield 35 17,382 < 100M
SPRINGFIELD ST BK Springfield 34 14,657 100M-500M
CITIZENS BK Brodhead 33 9,584 < 100M
FARMERS NB OF DANVILLE Danville 33 22,731 100M-500M
BANK OF CADIZ & TC Cadiz 33 11,937 < 100M
BANK OF ASHLAND Ashland 32 23,758 100M-500M
UNITED SOUTHERN BK Hopkinsville 32 10,438 < 100M
STOCK YARDS B& TC Louisville 32 65,499 100M-500M
HYDEN CITIZENS BK Hyden 32 14,395 < 100M
KENTUCKY BK Paris 32 21,800 100M-500M
FIRST SOUTHERN NB OF WAYNE C Monticello 32 12,804 < 100M
EAGLE BK Williamstown 32 14,973 < 100M
SALYERSVILLE NB Salyersville 32 11,184 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FARMERS BK Hardinsburg 32 11,046 < 100M
LAWRENCEBURG NB Lawrenceburg 32 14,214 < 100M
BANK OF OHIO COUNTY Dundee 32 11,876 < 100M
PEOPLES BK Tompkinsville 31 6,542 < 100M
FIRST FARMERS B& TC Owenton 31 5,350 < 100M
PIONEER BK Canmer 31 8,597 < 100M
FIRST NB OF COLUMBIA Columbia 31 7,508 < 100M
DIXON BK Dixon 31 5,636 < 100M
CITIZENS B& TC Campbellsville 31 11,094 < 100M
TRIGG COUNTY FARMERS BK Cadiz 31 14,848 < 100M
FIRST NB OF NORTHERN KY Fort Mitchell 31 18,173 < 100M
MONTICELLO BKG CO Monticello 30 21,543 100M-500M
FARMERS BK & CAPITAL TC Frankfort 30 48,921 100M-500M
BARDWELL DEPOSIT BK Bardwell 30 8,627 < 100M
CITIZENS BK OF CAMPBELL CTY Newport 30 10,906 < 100M
PEOPLES CMRL BK Winchester 29 17,630 100M-500M
PADUCAH B& TC Paducah 29 21,280 100M-500M
NEW FARMERS NB OF GLASGOW Glasgow 29 18,464 100M-500M
BANK OF BENTON Benton 29 19,711 100M-500M
PEOPLES B& TC OF MADISON CTY Berea 29 12,641 100M-500M
MONTGOMERY & TRADERS B& TC Mount Sterling 29 25,512 100M-500M
FIRST CITIZENS BK HARDIN CTY Elizabethtown 29 17,057 100M-500M
FIRST B& TC Princeton 29 12,534 < 100M
PEOPLES BK OF HUSTONVILLE Hustonville 29 6,446 < 100M
CUMBERLAND SECURITY BK Somerset 29 13,701 < 100M
CITIZENS DEPOSIT B& TC Vanceburg 29 15,685 < 100M
BANK OF THE MTNS West Liberty 29 6,729 < 100M
FIRST NB OF CENTRAL CITY Central City 29 10,707 < 100M
ELKTON B& TC Elkton 29 8,624 < 100M
FIRST & PEOPLES B& TC Russell 28 20,144 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

MORGANFIELD NB Morganfield 28 16,741 100M-500M
CECILIAN BK Cecilia 28 14,985 100M-500M
FARMERS BK Clay 28 14,603 100M-500M
BANK OF KY THE Florence 28 26,482 100M-500M
FARMERS BK OF VINE GROVE Vine Grove 28 8,286 < 100M
BANK OF HARLAN Harlan 28 11,636 < 100M
HORSE CAVE ST BK Horse Cave 28 10,976 < 100M
BANK OF JOSEPHINE Prestonsburg 27 14,902 100M-500M
FIRST ST BK Greenville 27 16,754 100M-500M
FARMERS B& TC Henderson 27 18,872 100M-500M
FARMERS B& TC Princeton 27 9,512 < 100M
INDEPENDENCE BK Providence 27 7,238 < 100M
FARMERS B& TC Marion 27 7,074 < 100M
FIRST NB OF MAYFIELD Mayfield 27 11,594 < 100M
BANK OF MCCREARY CTY Whitley City 27 11,436 < 100M
BANK OF MARROWBONE Marrowbone 27 5,654 < 100M
FARMERS DEPOSIT BK Flemingsburg 27 12,156 < 100M
OHIO VALLEY NB OF HENDERSON Henderson 27 13,918 < 100M
FIRST KENTUCKY BK Sturgis 27 9,022 < 100M
BANK OF CLINTON COUNTY Albany 27 6,611 < 100M
TAYLOR COUNTY BK Campbellsville 27 11,295 < 100M
PEOPLES FIRST NB& TC Paducah 26 91,539 1B- 10B Y
FRANKLIN B& TC Franklin 26 13,942 100M-500M
HNB BK NA Harlan 26 15,926 100M-500M
FIRST NB& TC OF CORBIN Corbin 26 22,277 100M-500M
BANK OF MARSHALL COUNTY Benton 26 15,377 100M-500M
CENTRAL B& TC Lexington 26 42,316 100M-500M
PEOPLES BK Taylorsville 26 7,261 < 100M
BANK OF MAGNOLIA Magnolia 26 5,516 < 100M
FIRST NB OF GRAYSON Grayson 26 8,375 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

HEBRON DEPOSIT BK Hebron 26 10,238 < 100M
BANK OF EDMONSON CTY Brownsville 26 8,641 < 100M
BANK OF CUMBERLAND Burkesville 26 8,037 < 100M
FIRST SOUTHERN NB FAYETTE CT Lexington 26 5,351 < 100M
PIKEVILLE NB& TC Pikeville 25 59,498 500M- 1B Y
FARMERS B& TC OF M Madisonville 25 17,214 100M-500M
VINE STREET TC Lexington 25 21,598 100M-500M
COMMONWEALTH B& TC Middletown 25 17,241 100M-500M
GREEN RIVER BK Morgantown 25 5,787 < 100M
PEOPLES BK Mount Washington 25 10,260 < 100M
FARMERS BK Owingsville 25 6,586 < 100M
STATE B& TC Harrodsburg 25 6,675 < 100M
PEOPLES ST BK Hodgenville 25 4,349 < 100M
BANK OF JAMESTOWN Jamestown 25 7,318 < 100M
GARRARD B& TC Lancaster 25 5,989 < 100M
BANK OF THE BLUEGRASS & TC Lexington 25 7,302 < 100M
SOUTH CENTRAL BK OF BOWLING Bowling Green 25 14,429 < 100M
HERITAGE BK Burlington 25 11,555 < 100M
TRANS FNCL BK NA Bowling Green 24 97,030 1B- 10B
REPUBLIC B& TC Louisville 24 38,113 500M- 1B
CITIZENS BK OF KY Madisonville 24 25,333 500M- 1B
PEOPLES BK OF BULLITT COUNTY Shepherdsville 24 13,529 100M-500M
CITIZENS NB OF SOMERSET Somerset 24 19,151 100M-500M
FIRST CITY B& TC Hopkinsville 24 16,763 100M-500M
FIRST ST BK OF PINEVILLE Pineville 24 12,009 100M-500M
BULLITT COUNTY BK Shepherdsville 24 7,603 < 100M
POWELL CTY BK Stanton 24 9,231 < 100M
CITIZENS B& TC Paducah 23 29,387 500M- 1B
FIRST AMER BK Ashland 23 21,091 100M-500M
CUMBERLAND VALLEY NB& TC London 23 20,204 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST NB& TC London 23 12,560 100M-500M
BOWLING GREEN B& TC NA Bowling Green 23 15,107 100M-500M
DEPOSIT BK OF MONROE COUNTY Tompkinsville 23 9,781 < 100M
HART COUNTY B& TC Munfordville 23 4,130 < 100M
FIRST SECURITY B& TC Whitesburg 23 9,987 < 100M
FREDONIA VALLEY BK Fredonia 23 3,810 < 100M
EDMONTON ST BK Edmonton 23 5,910 < 100M
CITIZENS BK Morehead 23 6,119 < 100M
GEORGETOWN B& TC Georgetown 23 5,717 < 100M
UNITED KY BK OF PENDLETON CT Falmouth 23 3,476 < 100M
BANK OLDHAM CTY La Grange 23 8,229 < 100M
NATIONAL CITY BK Louisville 22 279,644 1B- 10B
BANK ONE KY NA Louisville 22 176,153 1B- 10B
MID-AMER BK OF LVL & TC Louisville 22 54,129 1B- 10B
BANK ONE LEXINGTON NA Lexington 22 62,102 1B- 10B
PNC BK KENTUCKY Louisville 22 133,265 1B- 10B
OWENSBORO NB Owensboro 22 27,072 100M-500M
CITIZENS NB& TC HAZARD KY Hazard 22 12,674 100M-500M
PEOPLES BK Sandy Hook 22 4,941 < 100M
GREENSBURG DEPOSIT BK Greensburg 22 6,764 < 100M
COMMONWEALTH CMNTY BK Hartford 22 7,239 < 100M
FIRST SECURITY B& TC Island 22 2,776 < 100M
COMMUNITY FIRST BK OF KY Warsaw 22 8,463 < 100M
BANK OF CANEYVILLE Caneyville 22 3,091 < 100M
BANK OF LYON COUNTY Eddyville 22 6,452 < 100M
CITIZENS NB Grayson 22 2,735 < 100M
FIFTH THIRD BK NORTHERN KY Covington 21 42,690 1B- 10B
FIFTH THIRD BK OF KY Louisville 21 40,735 1B- 10B
MATEWAN NB/KY Pikeville 21 13,188 100M-500M
UNION NB& TC Barbourville 21 12,353 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

WILSON & MUIR B& TC Bardstown 21 10,563 100M-500M
EXCHANGE BK OF KY Mount Sterling 21 5,922 < 100M
EXCHANGE BK Mayfield 21 8,953 < 100M
MORGANTOWN B& TC Morgantown 21 7,320 < 100M
FARMERS NB OF LEBANON Lebanon 21 4,960 < 100M
LEWISBURG BKG CO Lewisburg 21 4,507 < 100M
CITIZENS NB OF LEBANON Lebanon 21 4,838 < 100M
MOUNT STERLING NB Mount Sterling 21 7,780 < 100M
BEREA NB Berea 21 6,964 < 100M
AUBURN BKG CO Auburn 21 4,250 < 100M
DEPOSIT BK Carlisle 21 3,718 < 100M
TRI-COUNTY NB Corbin 21 6,467 < 100M
SIMPSON COUNTY BK Franklin 20 9,197 100M-500M
FIRST AMERICAN NB Bowling Green 20 12,229 100M-500M
FIRST NB& TC Georgetown 20 8,241 100M-500M
COMMERCIAL BK OF GRAYSON Grayson 20 8,654 100M-500M
PEOPLES BK OF NORTHERN KY Crestview Hills 20 11,807 100M-500M
FARMERS NB Walton 20 4,447 < 100M
MOREHEAD NB Morehead 20 3,671 < 100M
FARMERS DEPOSIT BK Middleburg 20 2,207 < 100M
HANCOCK B& TC Hawesville 20 5,357 < 100M
FIRST SOUTHERN NB JESSAMINE Nicholasville 20 5,061 < 100M
WOODFORD B& TC Versailles 19 7,933 100M-500M
PROVIDENT BK OF KY Alexandria 19 13,940 100M-500M
GRANT CTY DEPOSIT BK Williamstown 19 4,715 < 100M
STATE NB OF FRANKFORT Frankfort 19 8,851 < 100M
PEOPLES BK Lebanon 19 4,229 < 100M
CITIZENS BK New Liberty 19 1,585 < 100M
CITIZENS ST BK Wickliffe 19 4,695 < 100M
CITIZENS BK Albany 19 5,244 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

SECURITY B& TC Maysville 19 3,832 < 100M
FARMERS & TRADERS BK OF CAMP Campton 19 4,440 < 100M
CALVERT BK Calvert City 19 4,617 < 100M
PEOPLES EXCH BK Beattyville 18 7,888 < 100M
UNITED CITIZENS B& TC Campbellsburg 18 5,648 < 100M
PEOPLES BK Marion 18 2,462 < 100M
FIRST NB OF BROOKSVILLE Brooksville 18 2,937 < 100M
CITIZENS DEPOSIT BK Calhoun 18 2,910 < 100M
CITIZENS DEPOSIT BK Arlington 18 3,954 < 100M
WILLIAMSBURG NB Williamsburg 18 4,400 < 100M
CITIZENS UNION BK Shelbyville 17 9,348 100M-500M
PEOPLES B& TC Owenton 17 3,807 < 100M
UNITED B& TC Versailles 17 6,992 < 100M
PEOPLES B& TC Greensburg 17 6,530 < 100M
LINCOLN NB OF HODGENVLLE Hodgenville 17 3,734 < 100M
COMMERCIAL BK Middlesboro 17 8,385 < 100M
BANK OF MAYSVILLE Maysville 17 5,397 < 100M
SHELBY COUNTY TR BK Shelbyville 16 7,721 100M-500M
CITIZENS NB OF PAINTSVILLE Paintsville 16 9,498 100M-500M
NATIONSBANK OF KY NA Hopkinsville 16 8,932 100M-500M
GRAVES COUNTY BK Mayfield 16 3,934 < 100M
COMMERCIAL BK West Liberty 16 5,096 < 100M
FULTON BK Fulton 16 4,755 < 100M
CITIZENS BK Hickman 16 3,004 < 100M
BANK OF CLARKSON Clarkson 16 3,586 < 100M
FARMERS NB OF CYNTHIANA Cynthiana 16 5,760 < 100M
CAMPBELLSVILLE NB Campbellsville 16 3,219 < 100M
CITIZENS NB Russellville 15 8,353 100M-500M
KENTUCKY-FARMERS BK OF CATLE Catlettsburg 15 5,806 100M-500M
BANK OF CRITTENDEN Crittenden 15 2,703 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST & PEOPLES BK Springfield 15 4,575 < 100M
CITIZENS BK Sharpsburg 15 702 < 100M
RIVER CITY BK Louisville 15 5,814 < 100M
FARMERS BK Nicholasville 15 4,537 < 100M
KENTUCKY NB OF PIKEVILLE Pikeville 15 2,358 < 100M
BANK OF WHITESBURG Whitesburg 14 8,587 100M-500M
FARMERS ST BK Booneville 14 4,121 < 100M
SALT LICK DEPOSIT BK Salt Lick 14 2,542 < 100M
FIRST NB OF LEWIS CTY Vanceburg 14 2,711 < 100M
OWINGSVILLE BKG CO Owingsville 14 1,449 < 100M
FIRST ST BK Irvington 14 4,163 < 100M
ANDERSON NB Lawrenceburg 14 6,161 < 100M
CITIZENS B& TC OF JACKSON Jackson 14 6,344 < 100M
SACRAMENTO DEPOSIT BK Sacramento 13 1,425 < 100M
FIRST NB OF PAINTSVILLE Paintsville 13 4,214 < 100M
BANK OF GERMANTOWN Germantown 13 2,677 < 100M
KEVIL BK Kevil 13 2,840 < 100M
BANK OF LIVINGSTON COUNTY Tiline 13 2,578 < 100M
COMMUNITY FIRST BK Mount Olivet 13 4,401 < 100M
BEAVER DAM DEPOSIT BK Beaver Dam 13 4,198 < 100M
BROWNSVILLE DEPOSIT BK Brownsville 13 3,305 < 100M
PEOPLES ST BK Chaplin 13 1,037 < 100M
JACKSON CTY BK Mckee 13 3,010 < 100M
FARMERS NB Williamsburg 12 6,664 100M-500M
SEBREE DEPOSIT BK Sebree 12 1,258 < 100M
SOUTHERN DEPOSIT BK Russellville 12 5,295 < 100M
FARMERS & MERCHANTS BK Livermore 12 1,321 < 100M
BEDFORD L& D BK Bedford 12 1,778 < 100M
FIRST SOUTHERN NB GARRARD CT Lancaster 12 4,752 < 100M
CITIZENS B& TC GRAYSON COUNTY Leitchfield 12 4,118 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST NB IN CLINTON Clinton 12 3,397 < 100M
PEOPLES SECURITY BK Louisa 12 2,545 < 100M
INEZ DEPOSIT BK Inez 12 4,014 < 100M
WEST POINT BK Radcliff 11 1,688 < 100M
DEES BK OF HAZEL Hazel 11 2,740 < 100M
FIRST NB OF JACKSON Jackson 11 3,991 < 100M
HARRISON DEPOSIT B& TC Cynthiana 11 2,360 < 100M
FIRST NB OF CARROLLTON Carrollton 11 1,844 < 100M
FIRST NB OF LOUISA Louisa 11 2,395 < 100M
WHITAKER BK NA Lexington 11 3,906 < 100M
CITY NB OF FULTON Fulton 10 4,035 100M-500M
FARMERS BK Milton 10 2,131 < 100M
CENTRAL BK NORTH PLSRVLLE Pleasureville 10 4,331 < 100M
BANK OF HINDMAN Hindman 10 3,335 < 100M
FIRST UNITED BK Madisonville 10 690 < 100M
CITIZENS BK Hartford 9 310 < 100M
CLINTON BK Clinton 9 1,720 < 100M
FORT KNOX NB Radcliff 9 103 < 100M
BANK OF BUFFALO Buffalo 9 419 < 100M
BRECKINRIDGE BK Cloverport 9 351 < 100M
LAUREL NB London 9 34 < 100M
MEADE COUNTY BK Brandenburg 8 567 < 100M
KENTUCKY B& TC OF GREENUP CTY Russell 8 3,183 < 100M
FARMERS NB Scottsville 7 4,271 100M-500M
SOUTH CENTRAL BK DAVIESS CTY Owensboro 7 2,968 < 100M
FIRST NB OF CARLISLE Carlisle 6 1,414 < 100M
JEFFERSON BKG CO Louisville 6 3,234 < 100M
MCCREARY NB Whitley City 5 594 < 100M
FIRST CAPITAL BK OF KY Louisville 5 946 < 100M
BANKERS BK OF KY Frankfort 4 502 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST BK Louisville 4 229 < 100M
BANK OF LOWES Lowes . 0 < 100M

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01