1996
Maryland

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

PENINSULA BK Princess Anne 38 79,318 100M-500M Y
BANK OF ANNAPOLIS Annapolis 36 46,565 < 100M Y
CALVERT B& TC Prince Frederick 34 25,541 100M-500M Y
HOME BK Newark 33 24,582 < 100M Y
FIRST UNITED NB& TC Oakland 33 42,461 100M-500M Y
SAINT MICHAELS BK Saint Michaels 33 21,156 100M-500M Y
WESTMINSTER B& TC CARROLL CTY Westminster 33 29,147 100M-500M Y
BANK OF GLEN BURNIE Glen Burnie 33 39,799 100M-500M Y
PEOPLES BK OF KENT CTY MD Chestertown 33 21,348 100M-500M Y
FARMERS & MECHANICS NB Frederick 32 64,132 500M- 1B Y
INDUSTRIAL BK NA Oxon Hill 32 31,306 100M-500M
COMMERCE BK CORP College Park 31 20,874 < 100M
ELKRIDGE BK Elkridge 31 28,758 100M-500M
DAMASCUS CMNTY BK Damascus 30 15,292 < 100M
ANNAPOLIS NB Annapolis 29 21,525 < 100M
TALBOT BK OF EASTON MD Easton 29 33,225 100M-500M
BANK OF SOUTHERN MD La Plata 29 24,287 100M-500M
MARYLAND PERMANENT B& TC Owings Mills 28 13,567 < 100M
CALVIN B TAYLOR BKG CO BERLI Berlin 28 23,996 100M-500M
HARFORD NB Aberdeen 28 19,121 100M-500M
FARMERS BK OF WILLARDS Willards 27 12,165 < 100M
UNION NB OF WESTMINSTER Westminster 27 27,376 100M-500M
COUNTY BKG& TC Elkton 27 25,867 100M-500M
SUBURBAN BK OF MD Greenbelt 27 20,757 100M-500M
NEW WINDSOR ST BK New Windsor 26 10,157 < 100M
BANK OF BOWIE Bowie 26 11,158 < 100M
FOREST HILL ST BK Bel Air 26 25,145 100M-500M
FCNB BK Frederick 26 40,849 100M-500M
FIRST NB OF MD Baltimore 25 414,709 1B- 10B Y
SANDY SPRING NB OF MD Olney 25 50,800 500M- 1B

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FARMERS & MRCH B& TC Hagerstown 25 33,024 500M- 1B
BANK OF EASTERN SHORE Cambridge 25 11,834 < 100M
BANK OF OCEAN CITY Ocean City 24 10,590 < 100M
ALLEGIANCE BK NA Bethesda 24 20,551 100M-500M
BANK OF MD Towson 24 25,865 100M-500M
MERCANTILE-SAFE DEPOSIT & TC Baltimore 23 100,456 1B- 10B
NATIONAL BK OF RISING SUN Rising Sun 23 9,984 < 100M
HEBRON SVG BK Hebron 23 8,271 < 100M
AMERICAN TR BK NA Cumberland 23 25,001 100M-500M
COMMERCIAL & FARMERS BK Ellicott City 23 15,138 100M-500M
HAGERSTOWN TC Hagerstown 23 25,808 100M-500M
FIRST UNION NB Elkton 22 479,658 > 10B Y
CITIZENS BK OF MD Laurel 22 59,481 1B- 10B
FIRST NB OF NORTH EAST North East 22 9,056 < 100M
CAPITAL BK NA Rockville 22 16,105 100M-500M
ANNAPOLIS BKG& TC Annapolis 22 27,404 100M-500M
CHESTERTOWN BK OF MD Chestertown 22 14,992 100M-500M
FARMERS BK OF MD Annapolis 21 28,326 500M- 1B
EASTON B& TC Easton 21 5,822 < 100M
QUEENSTOWN BK OF MD Queenstown 21 10,334 100M-500M
FIRST UNION NB OF MD Rockville 20 39,431 1B- 10B
ATLANTIC BK Ocean City 20 8,379 < 100M
PROVIDENT ST BK OF PRESTON M Preston 20 8,168 < 100M
PEOPLES BK OF MD Denton 20 8,653 < 100M
FIRST NB OF ST MARYS Leonardtown 20 13,875 100M-500M
BANK OF FRUITLAND Fruitland 20 8,869 100M-500M
CENTREVILLE NB OF MD Centreville 20 10,886 100M-500M
FWB BK Rockville 19 8,095 < 100M
PEOPLES BK OF ELKTON Elkton 19 8,954 < 100M
MARYLAND B& TC Lexington Park 19 15,969 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

TANEYTOWN B& TC Taneytown 19 17,366 100M-500M
SEQUOIA NB Bethesda 19 14,635 100M-500M
FREDERICKTOWN B& TC Frederick 19 19,319 100M-500M
CRESTAR BK MD Bethesda 18 16,312 1B- 10B
COUNTY FIRST BK La Plata 18 7,778 < 100M
NATIONAL BK OF CAMBRIDGE Cambridge 18 13,394 100M-500M
CITIZENS NB Laurel 17 18,625 500M- 1B
FARMERS BK Mardela Springs 17 2,648 < 100M
FIDELITY BK Frostburg 17 4,213 < 100M
POTOMAC VALLEY BK Gaithersburg 17 13,849 100M-500M
PROVIDENT BK OF MD Baltimore 16 22,080 1B- 10B
FARMERS & MRCH BK Fowblesburg 15 6,862 < 100M
OLD LINE NB Waldorf 15 2,611 < 100M
FIRST VA BK-MD Upper Marlboro 15 13,004 100M-500M
CARROLLTON BK Baltimore 15 14,136 100M-500M
STERLING B& TC Baltimore 14 8,510 < 100M
MIDDLETOWN VALLEY BK Middletown 14 5,549 100M-500M
HARBOR BK OF MD Baltimore 14 7,790 100M-500M
COLUMBIA BK Columbia 13 12,392 100M-500M
CARROLL CTY B& TC Westminster 12 13,397 500M- 1B
WASHINGTON CTY NB Williamsport 11 6,714 100M-500M
WOODSBORO SVG BK FREDERICK C Woodsboro 9 1,590 < 100M
CAROLINE CTY BK Greensboro 9 1,430 < 100M
SPARKS ST BK Sparks 8 9,581 100M-500M
MELLON BK MD Bethesda 7 7,631 500M- 1B
FIRST MARINER BK Baltimore 7 4,783 < 100M
FIRST BK OF FREDERICK Frederick 7 5,097 < 100M
FIRST VA BK-CENTRAL MD Bel Air 7 7,623 100M-500M
CHESAPEAKE B& TC Chestertown 6 2,075 < 100M

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01