1996 mi.html

1996
Michigan
Name of Bank	Location	Rank	SBL ($000)	Bank Size	SBF
MFC FIRST NB	Escanaba	37	41,150	100M-500M	Y
IONIA CTY NB OF IONIA	Ionia	37	31,350	100M-500M	Y
STATE BK OF ESCANABA	Escanaba	36	21,508	< 100M	Y
MFC FIRST NB	Menominee	36	28,640	< 100M	Y
MADISON NB	Madison Heights	36	103,177	100M-500M	Y
SIGNATURE BK	Bad Axe	36	29,735	100M-500M	Y
FIRST CMNTY BK	Harbor Springs	35	17,247	< 100M	Y
SHELBY ST BK	Shelby	35	20,947	100M-500M	Y
CAPITAL NB	Lansing	34	29,618	< 100M	Y
CITIZENS NB CHEBOYGAN	Cheboygan	34	31,945	100M-500M	Y
MONROE B& TC	Monroe	33	156,341	500M- 1B	Y
MFC FIRST NB	Iron River	33	17,995	< 100M
PEOPLES ST BK OF MUNISING	Munising	33	13,713	< 100M
ISABELLA B& T	Mount Pleasant	33	44,594	100M-500M
STATE BK OF CALEDONIA	Caledonia	32	19,566	< 100M
1ST BK	West Branch	32	27,839	100M-500M
STATE SVG BK SCOTTVILLE	Scottville	32	20,305	100M-500M
SOUTH RANGE ST BK	South Range	31	9,872	< 100M
CENTRAL SVG BK	Sault Sainte Marie	31	18,733	< 100M
UNITED BK OF MI	Grand Rapids	31	29,515	100M-500M
FOUNDERS TR PERSONAL BK	Ada	31	12,723	< 100M
SUPERIOR NB& TC	Hancock	31	21,596	100M-500M
CB NORTH	Charlevoix	31	29,409	100M-500M
FMB-FIRST MI BK	Zeeland	30	216,797	1B- 10B	Y
MFC FIRST NB	Ironwood	30	17,439	< 100M
ALDEN ST BK	Alden	30	13,388	< 100M
FMB-ARCADIA BK	Kalamazoo	30	29,557	100M-500M
GRANT ST BK	Grant	30	9,290	< 100M
STATE BK	Fenton	29	38,230	100M-500M
FMB CMNTY BK	Dowagiac	29	19,883	< 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST NB IN HOWELL Howell 29 30,732 100M-500M

NORTHERN MICHIGAN BK Escanaba 29 21,537 < 100M

FIRST NB OF GAYLORD Gaylord 29 10,655 < 100M

PORTAGE CMRC BK Portage 29 17,849 < 100M

MIDWEST GUARANTY BK Troy 29 23,033 < 100M

FRANKLIN BK NA Southfield 28 81,902 500M- 1B

FIRST NORTHERN B& TC Manistique 28 42,925 100M-500M

FIRST NB IRON MOUNTAIN Iron Mountain 28 23,486 100M-500M

PINNACLE BK Saint Joseph 28 62,176 100M-500M

HILLSDALE CTY NB Hillsdale 28 19,997 100M-500M

MFC FIRST NB Houghton 28 16,223 < 100M

BYRON CTR ST BK Byron Center 28 41,233 100M-500M

FIRSTBANK Mount Pleasant 28 16,809 < 100M

ANN ARBOR COMMERCE BK Ann Arbor 28 20,034 < 100M

CITY B& TC Jackson 27 45,976 100M-500M

HUNTINGTON BKS MI Troy 26 235,610 1B- 10B

FMB-LUMBERMANS BK Muskegon 26 47,882 100M-500M

BANK OF LAKEVIEW Lakeview 26 10,950 < 100M

FMB-FIRST MI BK-GRAND RAPIDS Grand Rapids 26 55,191 100M-500M

FIRST BK UPPER MICHIGAN Gladstone 26 13,195 < 100M

ADRIAN ST BK Adrian 26 17,608 100M-500M

KALAMAZOO CTY ST BK Schoolcraft 26 8,752 < 100M

CENTURY B& TC Coldwater 26 25,384 100M-500M

HONOR ST BK Honor 26 14,325 < 100M

REPUBLIC BK Ann Arbor 25 51,116 500M- 1B

FIRST NB OF WAKEFIELD Wakefield 25 6,357 < 100M

UNION BK Lake Odessa 25 8,998 < 100M

CAPAC ST BK Capac 25 12,615 < 100M

PARAGON B& TC Holland 25 14,699 < 100M

CITIZENS BK Flint 24 252,797 1B- 10B

Name of Bank	Location	Rank	SBL ($000)	Bank Size
FIRST NB IN HOWELL	Howell	29	30,732	100M-500M
NORTHERN MICHIGAN BK	Escanaba	29	21,537	< 100M
FIRST NB OF GAYLORD	Gaylord	29	10,655	< 100M
PORTAGE CMRC BK	Portage	29	17,849	< 100M
MIDWEST GUARANTY BK	Troy	29	23,033	< 100M
FRANKLIN BK NA	Southfield	28	81,902	500M- 1B
FIRST NORTHERN B& TC	Manistique	28	42,925	100M-500M
FIRST NB IRON MOUNTAIN	Iron Mountain	28	23,486	100M-500M
PINNACLE BK	Saint Joseph	28	62,176	100M-500M
HILLSDALE CTY NB	Hillsdale	28	19,997	100M-500M
MFC FIRST NB	Houghton	28	16,223	< 100M
BYRON CTR ST BK	Byron Center	28	41,233	100M-500M
FIRSTBANK	Mount Pleasant	28	16,809	< 100M
ANN ARBOR COMMERCE BK	Ann Arbor	28	20,034	< 100M
CITY B& TC	Jackson	27	45,976	100M-500M
HUNTINGTON BKS MI	Troy	26	235,610	1B- 10B
FMB-LUMBERMANS BK	Muskegon	26	47,882	100M-500M
BANK OF LAKEVIEW	Lakeview	26	10,950	< 100M
FMB-FIRST MI BK-GRAND RAPIDS	Grand Rapids	26	55,191	100M-500M
FIRST BK UPPER MICHIGAN	Gladstone	26	13,195	< 100M
ADRIAN ST BK	Adrian	26	17,608	100M-500M
KALAMAZOO CTY ST BK	Schoolcraft	26	8,752	< 100M
CENTURY B& TC	Coldwater	26	25,384	100M-500M
HONOR ST BK	Honor	26	14,325	< 100M
REPUBLIC BK	Ann Arbor	25	51,116	500M- 1B
FIRST NB OF WAKEFIELD	Wakefield	25	6,357	< 100M
UNION BK	Lake Odessa	25	8,998	< 100M
CAPAC ST BK	Capac	25	12,615	< 100M
PARAGON B& TC	Holland	25	14,699	< 100M
CITIZENS BK	Flint	24	252,797	1B- 10B

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

DART NB MASON Mason 24 16,668 100M-500M

INDEPENDENT BK Ionia 24 23,253 100M-500M

CHOICEONE BK Sparta 24 15,569 100M-500M

MFC FIRST NB Marquette 24 30,759 100M-500M

OXFORD BK Oxford 24 21,318 100M-500M

FIRST NB OF CRYSTAL FALLS Crystal Falls 24 9,389 < 100M

EMPIRE NB TRAVERSE CITY Traverse City 24 42,107 100M-500M

PENINSULA BK OF ISHPEMING Ishpeming 24 8,773 < 100M

THUMB NB& TC Pigeon 24 12,789 100M-500M

FIRST NB OF NEGAUNEE Negaunee 24 10,984 < 100M

SOUTHERN MI B& TC Coldwater 24 21,513 100M-500M

HURON CMNTY BK East Tawas 24 12,855 < 100M

NORTH BK Hale 24 17,095 100M-500M

ALLIANCE BKG CO New Buffalo 24 11,373 < 100M

LAPEER CTY B& TC Lapeer 23 18,713 100M-500M

COMMUNITY ST BK ST CHARLES Saint Charles 23 10,589 < 100M

FIRST NB OF ST IGNACE Saint Ignace 23 17,631 100M-500M

FARMERS ST BK BRECKENRIDGE Breckenridge 23 8,894 < 100M

UNITED B& T Tecumseh 23 26,259 100M-500M

CHARLEVOIX ST BK Charlevoix 23 5,642 < 100M

FMB-ST SVG BK Lowell 23 15,817 100M-500M

BANK OF LENAWEE Adrian 23 20,020 100M-500M

CITY BK Saint Johns 23 23,809 100M-500M

FIRST OF AMER BK-MI NA Grand Rapids 22 659,895 > 10B Y

COMERICA BK Detroit 22 635,298 > 10B Y

NBD BK Detroit 22 694,232 > 10B Y

OLD KENT BK Grand Rapids 22 401,309 > 10B Y

MICHIGAN NB Farmington Hills 22 325,817 1B- 10B

SHORELINE BK Benton Harbor 22 42,561 500M- 1B

STATE SVG BK FRANKFORT MI Frankfort 22 6,024 < 100M

Name of Bank	Location	Rank	SBL ($000)	Bank Size	SBF
DART NB MASON	Mason	24	16,668	100M-500M
INDEPENDENT BK	Ionia	24	23,253	100M-500M
CHOICEONE BK	Sparta	24	15,569	100M-500M
MFC FIRST NB	Marquette	24	30,759	100M-500M
OXFORD BK	Oxford	24	21,318	100M-500M
FIRST NB OF CRYSTAL FALLS	Crystal Falls	24	9,389	< 100M
EMPIRE NB TRAVERSE CITY	Traverse City	24	42,107	100M-500M
PENINSULA BK OF ISHPEMING	Ishpeming	24	8,773	< 100M
THUMB NB& TC	Pigeon	24	12,789	100M-500M
FIRST NB OF NEGAUNEE	Negaunee	24	10,984	< 100M
SOUTHERN MI B& TC	Coldwater	24	21,513	100M-500M
HURON CMNTY BK	East Tawas	24	12,855	< 100M
NORTH BK	Hale	24	17,095	100M-500M
ALLIANCE BKG CO	New Buffalo	24	11,373	< 100M
LAPEER CTY B& TC	Lapeer	23	18,713	100M-500M
COMMUNITY ST BK ST CHARLES	Saint Charles	23	10,589	< 100M
FIRST NB OF ST IGNACE	Saint Ignace	23	17,631	100M-500M
FARMERS ST BK BRECKENRIDGE	Breckenridge	23	8,894	< 100M
UNITED B& T	Tecumseh	23	26,259	100M-500M
CHARLEVOIX ST BK	Charlevoix	23	5,642	< 100M
FMB-ST SVG BK	Lowell	23	15,817	100M-500M
BANK OF LENAWEE	Adrian	23	20,020	100M-500M
CITY BK	Saint Johns	23	23,809	100M-500M
FIRST OF AMER BK-MI NA	Grand Rapids	22	659,895	> 10B	Y
COMERICA BK	Detroit	22	635,298	> 10B	Y
NBD BK	Detroit	22	694,232	> 10B	Y
OLD KENT BK	Grand Rapids	22	401,309	> 10B	Y
MICHIGAN NB	Farmington Hills	22	325,817	1B- 10B
SHORELINE BK	Benton Harbor	22	42,561	500M- 1B
STATE SVG BK FRANKFORT MI	Frankfort	22	6,024	< 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

BAYBANK Gladstone 22 7,741 < 100M

METROBANK Farmington Hills 22 16,354 < 100M

CHARTER NB Taylor 22 24,113 100M-500M

GRAND BK Grand Rapids 22 17,423 < 100M

EASTERN MI BK Croswell 22 15,161 100M-500M

LAKE-OSCEOLA ST BK Baldwin 21 7,498 < 100M

FIRST ST BK EAST DETROIT Eastpointe 21 30,543 100M-500M

FMB OLD ST BK Fremont 21 8,514 < 100M

CHEMICAL BK KEY ST Owosso 21 17,007 100M-500M

BANK OF ALMA Alma 21 17,475 100M-500M

COMMERCIAL BK Alma 21 17,672 100M-500M

FMB-COMMERCIAL BK Greenville 21 14,296 100M-500M

INDEPENDENT BK-W MI Rockford 21 15,129 100M-500M

STATE SVG BK OF MANISTIQUE Manistique 20 6,299 < 100M

FIRST NB OF NORWAY Norway 20 7,799 < 100M

ONSTED ST BK Onsted 20 6,868 < 100M

TRI-COUNTY BK Brown City 20 8,052 < 100M

HURON NB Rogers City 20 5,467 < 100M

CHEMICAL B& TC Midland 19 23,688 500M- 1B

INDEPENDENT BK E MI Caro 19 10,258 100M-500M

WEST MI NB Frankfort 19 4,222 < 100M

OAKLAND CMRC BK Farmington Hills 19 12,560 < 100M

INDEPENDENT BK-S MI Leslie 19 12,088 100M-500M

HASTINGS CITY BK Hastings 19 10,890 100M-500M

COMMUNITY BK Caro 19 4,393 < 100M

FIRST ST BK DECATUR Decatur 19 4,305 < 100M

CENTRAL ST BK Beulah 19 5,649 < 100M

STATE BK OF COLOMA Coloma 19 4,284 < 100M

FREELAND ST BK Freeland 19 5,209 < 100M

PORT AUSTIN ST BK Port Austin 19 3,364 < 100M

Name of Bank	Location	Rank	SBL ($000)	Bank Size
BAYBANK	Gladstone	22	7,741	< 100M
METROBANK	Farmington Hills	22	16,354	< 100M
CHARTER NB	Taylor	22	24,113	100M-500M
GRAND BK	Grand Rapids	22	17,423	< 100M
EASTERN MI BK	Croswell	22	15,161	100M-500M
LAKE-OSCEOLA ST BK	Baldwin	21	7,498	< 100M
FIRST ST BK EAST DETROIT	Eastpointe	21	30,543	100M-500M
FMB OLD ST BK	Fremont	21	8,514	< 100M
CHEMICAL BK KEY ST	Owosso	21	17,007	100M-500M
BANK OF ALMA	Alma	21	17,475	100M-500M
COMMERCIAL BK	Alma	21	17,672	100M-500M
FMB-COMMERCIAL BK	Greenville	21	14,296	100M-500M
INDEPENDENT BK-W MI	Rockford	21	15,129	100M-500M
STATE SVG BK OF MANISTIQUE	Manistique	20	6,299	< 100M
FIRST NB OF NORWAY	Norway	20	7,799	< 100M
ONSTED ST BK	Onsted	20	6,868	< 100M
TRI-COUNTY BK	Brown City	20	8,052	< 100M
HURON NB	Rogers City	20	5,467	< 100M
CHEMICAL B& TC	Midland	19	23,688	500M- 1B
INDEPENDENT BK E MI	Caro	19	10,258	100M-500M
WEST MI NB	Frankfort	19	4,222	< 100M
OAKLAND CMRC BK	Farmington Hills	19	12,560	< 100M
INDEPENDENT BK-S MI	Leslie	19	12,088	100M-500M
HASTINGS CITY BK	Hastings	19	10,890	100M-500M
COMMUNITY BK	Caro	19	4,393	< 100M
FIRST ST BK DECATUR	Decatur	19	4,305	< 100M
CENTRAL ST BK	Beulah	19	5,649	< 100M
STATE BK OF COLOMA	Coloma	19	4,284	< 100M
FREELAND ST BK	Freeland	19	5,209	< 100M
PORT AUSTIN ST BK	Port Austin	19	3,364	< 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FMB-OCEANA BK Hart 19 9,939 < 100M

FIRST NB OF THREE RIVERS Three Rivers 18 12,040 100M-500M

FIRST NB MI East Lansing 18 14,396 100M-500M

FIRST NB IN ONTONAGON Ontonagon 18 5,151 < 100M

COMMERCIAL NB OF L'ANSE L'Anse 18 6,486 < 100M

EXCHANGE ST BK Carsonville 18 5,449 < 100M

CHEMICAL BK WEST Cadillac 18 6,050 < 100M

COMMUNITY BK DEARBORN Dearborn 18 6,635 < 100M

MINERS ST BK OF IRON RIVER Iron River 17 5,136 < 100M

CITIZENS ST BK OF ONTONAGON Ontonagon 17 5,386 < 100M

CHEMICAL BK CENTRAL Big Rapids 17 7,008 < 100M

BAY PORT ST BK Bay Port 17 3,873 < 100M

BANK OF BLOOMFIELD HILLS Bloomfield Hills 17 12,244 < 100M

GRAND HAVEN BK Grand Haven 17 5,691 < 100M

COMMERCIAL & SVG BK ST CLAIR Saint Clair 16 16,489 100M-500M

CHEMICAL BK MI Clare 16 9,635 100M-500M

MONTROSE ST BK Montrose 16 5,264 < 100M

STOCKBRIDGE ST BK Stockbridge 16 5,117 < 100M

CITIZENS ST BK New Baltimore 15 6,881 < 100M

KENT CITY ST BK Kent City 15 8,694 < 100M

G W JONES EXCHANGE BK Marcellus 15 2,173 < 100M

CHEMICAL BK BAY AREA Bay City 14 10,524 100M-500M

FMB-SECURITY BK Manistee 14 8,798 100M-500M

CHEMICAL BK MONTCALM Stanton 14 5,682 100M-500M

WEST MI SVG BK Bangor 14 2,805 < 100M

FIRST NB CALUMET-LAKE LINDEN Calumet 14 3,431 < 100M

MAYVILLE ST BK Mayville 14 4,629 < 100M

CHEMICAL BK N Grayling 14 5,218 < 100M

OMNIBANK River Rouge 14 7,680 < 100M

SELECT BK Grand Rapids Townsh 14 1,414 < 100M

Name of Bank	Location	Rank	SBL ($000)	Bank Size
FMB-OCEANA BK	Hart	19	9,939	< 100M
FIRST NB OF THREE RIVERS	Three Rivers	18	12,040	100M-500M
FIRST NB MI	East Lansing	18	14,396	100M-500M
FIRST NB IN ONTONAGON	Ontonagon	18	5,151	< 100M
COMMERCIAL NB OF L'ANSE	L'Anse	18	6,486	< 100M
EXCHANGE ST BK	Carsonville	18	5,449	< 100M
CHEMICAL BK WEST	Cadillac	18	6,050	< 100M
COMMUNITY BK DEARBORN	Dearborn	18	6,635	< 100M
MINERS ST BK OF IRON RIVER	Iron River	17	5,136	< 100M
CITIZENS ST BK OF ONTONAGON	Ontonagon	17	5,386	< 100M
CHEMICAL BK CENTRAL	Big Rapids	17	7,008	< 100M
BAY PORT ST BK	Bay Port	17	3,873	< 100M
BANK OF BLOOMFIELD HILLS	Bloomfield Hills	17	12,244	< 100M
GRAND HAVEN BK	Grand Haven	17	5,691	< 100M
COMMERCIAL & SVG BK ST CLAIR	Saint Clair	16	16,489	100M-500M
CHEMICAL BK MI	Clare	16	9,635	100M-500M
MONTROSE ST BK	Montrose	16	5,264	< 100M
STOCKBRIDGE ST BK	Stockbridge	16	5,117	< 100M
CITIZENS ST BK	New Baltimore	15	6,881	< 100M
KENT CITY ST BK	Kent City	15	8,694	< 100M
G W JONES EXCHANGE BK	Marcellus	15	2,173	< 100M
CHEMICAL BK BAY AREA	Bay City	14	10,524	100M-500M
FMB-SECURITY BK	Manistee	14	8,798	100M-500M
CHEMICAL BK MONTCALM	Stanton	14	5,682	100M-500M
WEST MI SVG BK	Bangor	14	2,805	< 100M
FIRST NB CALUMET-LAKE LINDEN	Calumet	14	3,431	< 100M
MAYVILLE ST BK	Mayville	14	4,629	< 100M
CHEMICAL BK N	Grayling	14	5,218	< 100M
OMNIBANK	River Rouge	14	7,680	< 100M
SELECT BK	Grand Rapids Townsh	14	1,414	< 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FMB SAULT BK Sault Sainte Marie 13 11,737 100M-500M

FIDELITY BK Birmingham 13 12,916 100M-500M

STATE BK OF EWEN Ewen 13 3,461 < 100M

FARMERS ST BK OF MUNITH Munith 13 3,120 < 100M

FARWELL ST SVG BK Farwell 12 3,287 < 100M

MFC FIRST NB Iron Mountain 12 6,577 < 100M

FMB REED CITY BK Reed City 12 4,061 < 100M

RUTH ST BK Ruth 12 552 < 100M

FMB-MAYNARD ALLEN BK Portland 12 6,452 < 100M

FMB-NORTHWESTERN BK East Jordan 11 8,984 100M-500M

CHEMICAL BK S Marshall 11 3,521 < 100M

NATIONAL BK OF HASTINGS Hastings 11 3,431 < 100M

CHELSEA ST BK Chelsea 10 6,847 100M-500M

CHEMICAL BK THUMB AREA Caro 10 4,142 100M-500M

MASON ST BK Mason 10 5,769 < 100M

FIRST INDEPENDENCE NB DETROI Detroit 10 7,220 < 100M

SIDNEY ST BK Sidney 10 1,851 < 100M

BLISSFIELD ST BK Blissfield 10 2,031 < 100M

UNIVERSITY BK Ann Arbor 8 3,808 < 100M

WEST MI CMNTY BK Hudsonville 8 3,654 < 100M

ALGONAC SVG BK Algonac 7 6,301 100M-500M

BANK ANN ARBOR Ann Arbor 7 2,920 < 100M

PEOPLES ST BK Hamtramck 4 2,405 100M-500M

COMERICA BK ANN ARBOR NA Ann Arbor 4 0 100M-500M

NATIONAL BK DETROIT-DEARBORN Dearborn 4 0 < 100M

Name of Bank	Location	Rank	SBL ($000)	Bank Size
FMB SAULT BK	Sault Sainte Marie	13	11,737	100M-500M
FIDELITY BK	Birmingham	13	12,916	100M-500M
STATE BK OF EWEN	Ewen	13	3,461	< 100M
FARMERS ST BK OF MUNITH	Munith	13	3,120	< 100M
FARWELL ST SVG BK	Farwell	12	3,287	< 100M
MFC FIRST NB	Iron Mountain	12	6,577	< 100M
FMB REED CITY BK	Reed City	12	4,061	< 100M
RUTH ST BK	Ruth	12	552	< 100M
FMB-MAYNARD ALLEN BK	Portland	12	6,452	< 100M
FMB-NORTHWESTERN BK	East Jordan	11	8,984	100M-500M
CHEMICAL BK S	Marshall	11	3,521	< 100M
NATIONAL BK OF HASTINGS	Hastings	11	3,431	< 100M
CHELSEA ST BK	Chelsea	10	6,847	100M-500M
CHEMICAL BK THUMB AREA	Caro	10	4,142	100M-500M
MASON ST BK	Mason	10	5,769	< 100M
FIRST INDEPENDENCE NB DETROI	Detroit	10	7,220	< 100M
SIDNEY ST BK	Sidney	10	1,851	< 100M
BLISSFIELD ST BK	Blissfield	10	2,031	< 100M
UNIVERSITY BK	Ann Arbor	8	3,808	< 100M
WEST MI CMNTY BK	Hudsonville	8	3,654	< 100M
ALGONAC SVG BK	Algonac	7	6,301	100M-500M
BANK ANN ARBOR	Ann Arbor	7	2,920	< 100M
PEOPLES ST BK	Hamtramck	4	2,405	100M-500M
COMERICA BK ANN ARBOR NA	Ann Arbor	4	0	100M-500M
NATIONAL BK DETROIT-DEARBORN	Dearborn	4	0	< 100M

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01

1996 Michigan

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1996
Michigan

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