1996
North Carolina

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

TRIANGLE BK Raleigh 38 231,417 500M- 1B Y
YADKIN VALLEY B& TC Elkin 38 77,790 100M-500M Y
FIRST-CITIZENS B& TC Raleigh 32 884,183 1B- 10B Y
BANK OF GRANITE Granite Falls 31 93,265 100M-500M Y
FOUR OAKS B& TC Four Oaks 30 24,637 100M-500M Y
CITIZENS BK Murphy 30 33,246 100M-500M Y
BANK OF CURRITUCK Moyock 27 14,777 < 100M Y
FIRST CHARTER NB Concord 27 50,813 100M-500M
LINCOLN BK OF NC Lincolnton 27 47,579 100M-500M
FIRST CMNTY BK Gastonia 27 25,588 100M-500M
WILKES NB North Wilkesboro 26 18,535 < 100M
EAST CAROLINA BK Engelhard 26 27,559 100M-500M
COMMUNITY BK Pilot Mountain 26 20,111 100M-500M
BLUE RIDGE BK Sparta 26 16,906 100M-500M
FIRSTSOUTH BK Burlington 26 34,148 100M-500M
GUARANTY ST BK Durham 25 17,592 < 100M
RANDOLPH B& TC Asheboro 25 19,187 100M-500M
FIDELITY BK Fuquay-Varina 25 44,691 100M-500M
BANK OF UNION Monroe 25 27,109 100M-500M
CENTURA BK Rocky Mount 24 444,994 1B- 10B
FIRST NB OF SHELBY Shelby 24 31,262 100M-500M
FIRST BK Troy 24 39,164 100M-500M
OLD NORTH ST BK Winston-Salem 24 23,465 100M-500M
BRANCH BKG& TC Winston-Salem 23 961,892 > 10B Y
UNITED CAROLINA BK Whiteville 23 297,784 1B- 10B
CENTRAL CAROLINA B& TC Durham 23 301,424 1B- 10B
UNITED NB Fayetteville 23 13,788 < 100M
HIGH POINT B& TC High Point 23 50,874 100M-500M
BANK OF STANLY Albemarle 23 19,088 100M-500M
LEXINGTON ST BK Lexington 23 32,581 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

CAROLINA ST BK Shelby 23 15,839 100M-500M
NATIONSBANK NA Charlotte 22 1,300,203 > 10B
FIRST UNION NB OF NC Charlotte 22 539,703 > 10B
PINE LEVEL BK Pine Level 22 3,617 < 100M
FARMERS & MRCH BK Granite Quarry 22 20,450 100M-500M
WACHOVIA BK OF NC NA Winston-Salem 21 429,574 > 10B
ANCHOR BK OF NC Hampstead 21 13,349 < 100M
FIRST NB& TC Asheboro 21 28,542 100M-500M
SOUTHERN B& TC Mount Olive 20 31,913 500M- 1B
SOUTHTRUST BK NC Charlotte 19 70,183 500M- 1B
GRANVILLE UNITED BK Oxford 18 6,619 < 100M
PARK MERIDIAN BK Charlotte 17 10,267 < 100M
PEOPLES BK Newton 17 25,883 100M-500M
SALEM TR BK Winston-Salem 17 20,649 100M-500M
BANK OF NC Thomasville 16 9,443 < 100M
LUMBEE GUARANTY BK Pembroke 15 4,962 < 100M
CABARRUS BK OF NC Concord 15 12,035 < 100M
AVERY CTY BK Newland 15 2,777 < 100M
COMMUNITY B& TC Marion 14 7,122 < 100M
FIRST NB OF REIDSVILLE Reidsville 14 17,031 100M-500M
HERITAGE BK Lucama 13 9,700 < 100M
MORRIS PLAN IND BK Burlington 12 453 < 100M
PERPETUAL ST BK Lexington 12 989 < 100M
FIRST GASTON BK OF NC Gastonia 12 3,479 < 100M
MECHANICS & FARMERS BK Durham 12 12,747 100M-500M
BANK OF MECKLENBURG Charlotte 12 18,396 100M-500M
CATAWBA VALLEY BK Hickory 10 1,936 < 100M
FIRST UNION HOME EQUITY BK N Charlotte . 0 500M- 1B

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01