1996 ny.html

1996
New York
Name of Bank	Location	Rank	SBL ($000)	Bank Size	SBF
SOLVAY BK	Solvay	38	68,658	100M-500M	Y
WYOMING CTY BK	Warsaw	37	53,154	100M-500M	Y
FIRST NB	Cortland	35	31,998	100M-500M	Y
NATIONAL BANK	Geneva	35	52,462	100M-500M	Y
CHAMPLAIN NB	Elizabethtown	34	19,202	< 100M	Y
ADIRONDACK TC	Saratoga Springs	34	46,539	100M-500M	Y
FIRST NB OF THE HUDSON VALLE	Poughkeepsie	33	78,759	500M- 1B	Y
ADIRONDACK BK NA	Saranac Lake	33	22,337	100M-500M	Y
FIRST NB	Jeffersonville	33	24,336	100M-500M	Y
ELLENVILLE NB	Ellenville	33	29,908	100M-500M	Y
COMMUNITY BK NA	Canton	32	89,083	1B- 10B	Y
BANK OF RICHMONDVILLE	Richmondville	32	12,364	< 100M
BATH NB	Bath	32	29,666	100M-500M
NBT BANK NA	Norwich	31	85,556	1B- 10B
HUDSON VALLEY BK	Yonkers	31	54,813	500M- 1B
PAVILION ST BK	Pavilion	31	16,556	< 100M
DELAWARE NB	Delhi	31	12,607	< 100M
HABIB AMERICAN BANK	New York	31	16,771	< 100M
CATTARAUGUS COUNTY BANK	Little Valley	31	12,938	< 100M
FIRST NB	Lisbon	31	8,291	< 100M
CANANDAIGUA NB& TC	Canandaigua	31	36,308	100M-500M
TIOGA ST BK	Spencer	31	14,865	100M-500M
GREAT EASTERN BANK	Flushing	31	31,328	100M-500M
BROADWAY NB	New York	30	16,450	< 100M
RIVERSIDE BK	Poughkeepsie	30	11,316	< 100M
BRIDGEHAMPTON NB	Bridgehampton	30	26,082	100M-500M
BANK OF CASTILE	Castile	30	25,237	100M-500M
KOREA FIRST BK OF NY	New York	30	32,650	100M-500M
FIRST NB OF SCOTIA	Scotia	30	18,500	100M-500M
WILBER NB	Oneonta	30	38,433	100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

BANCO CENTRAL HISPANO-USA New York 30 31,195 100M-500M

STEUBEN TC Hornell 30 16,361 100M-500M

EUROPEAN AMER BK New York 29 428,574 1B- 10B

CAYUGA LAKE NB Union Springs 29 7,518 < 100M

ORANGE COUNTY TC Middletown 29 18,155 100M-500M

ALDEN ST BK Alden 29 13,360 100M-500M

ONEIDA VALLEY NB Oneida 29 19,926 100M-500M

CONTINENTAL BK Garden City 29 24,171 100M-500M

AMERASIA BANK Flushing 29 23,950 100M-500M

KEY BK OF NY Albany 28 611,510 > 10B Y

STATE BK OF LONG ISLAND New Hyde Park 28 50,013 500M- 1B

BSB BK& TC Binghamton 28 96,120 1B- 10B

NORTH FORK BK Mattituck 28 148,161 1B- 10B

NATIONAL UNION BK OF KINDERH Kinderhook 28 8,212 < 100M

LYONS NB Lyons 28 9,095 < 100M

NATIONAL BK Vernon 28 6,667 < 100M

FIRST NB OF GROTON Groton 28 6,093 < 100M

CICERO BANK Cicero 28 6,417 < 100M

HERKIMER CTY TC Little Falls 28 22,900 100M-500M

FIRST NB Rochester 28 45,991 100M-500M

FIRST NB OF LONG ISLAND Glen Head 28 34,268 100M-500M

FLEET BK Albany 27 379,292 > 10B

MARINE MIDLAND BK Buffalo 27 797,139 > 10B

MANUFACTURERS & TRADERS TC Buffalo 27 535,848 > 10B

TOMPKINS COUNTY TC Ithaca 27 32,819 500M- 1B

SUFFOLK CTY NB Riverhead 27 55,267 500M- 1B

CITIBANK NY ST Perinton 27 57,456 1B- 10B

GLENS FALLS NB& TC Glens Falls 27 27,696 500M- 1B

CHEMUNG CANAL TC Elmira 27 30,805 500M- 1B

NEW YORK NB Bronx 27 13,318 < 100M

Name of Bank	Location	Rank	SBL ($000)	Bank Size	SBF
BANCO CENTRAL HISPANO-USA	New York	30	31,195	100M-500M
STEUBEN TC	Hornell	30	16,361	100M-500M
EUROPEAN AMER BK	New York	29	428,574	1B- 10B
CAYUGA LAKE NB	Union Springs	29	7,518	< 100M
ORANGE COUNTY TC	Middletown	29	18,155	100M-500M
ALDEN ST BK	Alden	29	13,360	100M-500M
ONEIDA VALLEY NB	Oneida	29	19,926	100M-500M
CONTINENTAL BK	Garden City	29	24,171	100M-500M
AMERASIA BANK	Flushing	29	23,950	100M-500M
KEY BK OF NY	Albany	28	611,510	> 10B	Y
STATE BK OF LONG ISLAND	New Hyde Park	28	50,013	500M- 1B
BSB BK& TC	Binghamton	28	96,120	1B- 10B
NORTH FORK BK	Mattituck	28	148,161	1B- 10B
NATIONAL UNION BK OF KINDERH	Kinderhook	28	8,212	< 100M
LYONS NB	Lyons	28	9,095	< 100M
NATIONAL BK	Vernon	28	6,667	< 100M
FIRST NB OF GROTON	Groton	28	6,093	< 100M
CICERO BANK	Cicero	28	6,417	< 100M
HERKIMER CTY TC	Little Falls	28	22,900	100M-500M
FIRST NB	Rochester	28	45,991	100M-500M
FIRST NB OF LONG ISLAND	Glen Head	28	34,268	100M-500M
FLEET BK	Albany	27	379,292	> 10B
MARINE MIDLAND BK	Buffalo	27	797,139	> 10B
MANUFACTURERS & TRADERS TC	Buffalo	27	535,848	> 10B
TOMPKINS COUNTY TC	Ithaca	27	32,819	500M- 1B
SUFFOLK CTY NB	Riverhead	27	55,267	500M- 1B
CITIBANK NY ST	Perinton	27	57,456	1B- 10B
GLENS FALLS NB& TC	Glens Falls	27	27,696	500M- 1B
CHEMUNG CANAL TC	Elmira	27	30,805	500M- 1B
NEW YORK NB	Bronx	27	13,318	< 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST NB OF NORTHERN NEW YOR Norfolk 27 10,258 < 100M

EVERGREEN BK NA Glens Falls 26 40,241 500M- 1B

NATIONAL BK Stamford 26 8,311 < 100M

COUNTRY BK Carmel 26 10,944 < 100M

MARATHON NB OF NY Astoria 26 10,573 < 100M

COMMUNITY BK OF SULLIVAN CNT Thompson 26 5,478 < 100M

CITIBANK NA New York 25 444,992 > 10B

BANK OF NY New York 25 210,939 > 10B

ONBANK & TC Syracuse 25 87,354 1B- 10B

STATE BK OF CHITTENANGO Chittenango 25 6,118 < 100M

ONTARIO NB Clifton Springs 25 6,335 < 100M

BANK OF MILLBROOK Millbrook 25 8,545 < 100M

NATIONAL BK OF COXSACKIE Coxsackie 25 9,045 < 100M

FIRST TIER BK & TC Salamanca 25 8,852 < 100M

CAPITAL BK& TC Albany 25 4,742 < 100M

BANK OF UTICA Utica 25 22,532 100M-500M

CITIZENS NB Malone 25 10,146 100M-500M

INTERBANK OF NEW YORK New York 25 15,455 100M-500M

M& T BANK NA Oakfield 25 2,759 100M-500M

CHASE MANHATTAN BK NA New York 24 287,000 > 10B

CHEMICAL BK New York 24 381,000 > 10B

TRUSTCO BK NA Schenectady 24 53,592 1B- 10B

REDWOOD NB Alexandria Bay 24 5,500 < 100M

BALLSTON SPA NB Ballston Spa 24 11,447 100M-500M

GOTHAM BK OF NEW YORK New York 24 11,845 100M-500M

EVANS NB Angola 24 12,670 100M-500M

KOREA CMRL BK OF NY New York 24 22,031 100M-500M

REPUBLIC NB OF NY New York 23 80,813 > 10B

CENTRAL NB Canajoharie 23 22,301 500M- 1B

UNION ST BK Orangeburg 23 34,628 500M- 1B

Name of Bank	Location	Rank	SBL ($000)	Bank Size
FIRST NB OF NORTHERN NEW YOR	Norfolk	27	10,258	< 100M
EVERGREEN BK NA	Glens Falls	26	40,241	500M- 1B
NATIONAL BK	Stamford	26	8,311	< 100M
COUNTRY BK	Carmel	26	10,944	< 100M
MARATHON NB OF NY	Astoria	26	10,573	< 100M
COMMUNITY BK OF SULLIVAN CNT	Thompson	26	5,478	< 100M
CITIBANK NA	New York	25	444,992	> 10B
BANK OF NY	New York	25	210,939	> 10B
ONBANK & TC	Syracuse	25	87,354	1B- 10B
STATE BK OF CHITTENANGO	Chittenango	25	6,118	< 100M
ONTARIO NB	Clifton Springs	25	6,335	< 100M
BANK OF MILLBROOK	Millbrook	25	8,545	< 100M
NATIONAL BK OF COXSACKIE	Coxsackie	25	9,045	< 100M
FIRST TIER BK & TC	Salamanca	25	8,852	< 100M
CAPITAL BK& TC	Albany	25	4,742	< 100M
BANK OF UTICA	Utica	25	22,532	100M-500M
CITIZENS NB	Malone	25	10,146	100M-500M
INTERBANK OF NEW YORK	New York	25	15,455	100M-500M
M& T BANK NA	Oakfield	25	2,759	100M-500M
CHASE MANHATTAN BK NA	New York	24	287,000	> 10B
CHEMICAL BK	New York	24	381,000	> 10B
TRUSTCO BK NA	Schenectady	24	53,592	1B- 10B
REDWOOD NB	Alexandria Bay	24	5,500	< 100M
BALLSTON SPA NB	Ballston Spa	24	11,447	100M-500M
GOTHAM BK OF NEW YORK	New York	24	11,845	100M-500M
EVANS NB	Angola	24	12,670	100M-500M
KOREA CMRL BK OF NY	New York	24	22,031	100M-500M
REPUBLIC NB OF NY	New York	23	80,813	> 10B
CENTRAL NB	Canajoharie	23	22,301	500M- 1B
UNION ST BK	Orangeburg	23	34,628	500M- 1B

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST NB OF DRYDEN Dryden 23 5,071 < 100M

RELIANCE BK White Plains 23 4,697 < 100M

SAVANNAH BK NA Savannah 23 4,116 < 100M

OLYMPIAN BANK Brooklyn 23 10,552 < 100M

NATIONAL BK DE CTY Walton 23 6,735 100M-500M

BANK OF SMITHTOWN Smithtown 23 15,896 100M-500M

CHINESE AMER BK New York 23 18,083 100M-500M

ASIA BK NA Flushing 23 17,114 100M-500M

LONG ISLAND COMMERCIAL BANK Islandia 23 12,722 100M-500M

BANK OF TOKYO-MITSUBISHI TC New York 22 64,308 1B- 10B

BANK OF AVOCA Avoca 22 1,539 < 100M

FIRST ST BK Canisteo 22 2,904 < 100M

BANK OF AKRON Akron 22 7,518 < 100M

LYNDON GUARANTY BK OF NEW YO Greece 22 4,138 < 100M

BANK OF HOLLAND Holland 22 3,438 < 100M

MERCHANTS BK New York 21 30,286 1B- 10B

ATLANTIC BK OF NY New York 21 28,831 500M- 1B

BANK OF CATTARAUGUS Cattaraugus 21 1,161 < 100M

COMMUNITY CAPITAL BK Brooklyn 21 3,361 < 100M

PUTNAM COUNTY NB OF CARMEL Carmel 21 10,699 100M-500M

CHO HUNG BK OF NY New York 21 13,305 100M-500M

UNITED ORIENT BANK New York 20 5,851 < 100M

CITY NB& TC Gloversville 20 10,524 100M-500M

CITIZENS NB OF HAMMOND Hammond 19 623 < 100M

NATIONAL BK OF FLORIDA Florida 19 3,393 < 100M

MAHOPAC NB Mahopac 19 6,623 100M-500M

COMMERCIAL BK OF NEW YORK New York 18 19,262 500M- 1B

CITIZENS BK Cape Vincent 18 1,125 < 100M

SARATOGA NB& TC Saratoga Springs 18 3,053 < 100M

BANK LEUMI TC OF NY New York 17 18,391 1B- 10B

Name of Bank	Location	Rank	SBL ($000)	Bank Size
FIRST NB OF DRYDEN	Dryden	23	5,071	< 100M
RELIANCE BK	White Plains	23	4,697	< 100M
SAVANNAH BK NA	Savannah	23	4,116	< 100M
OLYMPIAN BANK	Brooklyn	23	10,552	< 100M
NATIONAL BK DE CTY	Walton	23	6,735	100M-500M
BANK OF SMITHTOWN	Smithtown	23	15,896	100M-500M
CHINESE AMER BK	New York	23	18,083	100M-500M
ASIA BK NA	Flushing	23	17,114	100M-500M
LONG ISLAND COMMERCIAL BANK	Islandia	23	12,722	100M-500M
BANK OF TOKYO-MITSUBISHI TC	New York	22	64,308	1B- 10B
BANK OF AVOCA	Avoca	22	1,539	< 100M
FIRST ST BK	Canisteo	22	2,904	< 100M
BANK OF AKRON	Akron	22	7,518	< 100M
LYNDON GUARANTY BK OF NEW YO	Greece	22	4,138	< 100M
BANK OF HOLLAND	Holland	22	3,438	< 100M
MERCHANTS BK	New York	21	30,286	1B- 10B
ATLANTIC BK OF NY	New York	21	28,831	500M- 1B
BANK OF CATTARAUGUS	Cattaraugus	21	1,161	< 100M
COMMUNITY CAPITAL BK	Brooklyn	21	3,361	< 100M
PUTNAM COUNTY NB OF CARMEL	Carmel	21	10,699	100M-500M
CHO HUNG BK OF NY	New York	21	13,305	100M-500M
UNITED ORIENT BANK	New York	20	5,851	< 100M
CITY NB& TC	Gloversville	20	10,524	100M-500M
CITIZENS NB OF HAMMOND	Hammond	19	623	< 100M
NATIONAL BK OF FLORIDA	Florida	19	3,393	< 100M
MAHOPAC NB	Mahopac	19	6,623	100M-500M
COMMERCIAL BK OF NEW YORK	New York	18	19,262	500M- 1B
CITIZENS BK	Cape Vincent	18	1,125	< 100M
SARATOGA NB& TC	Saratoga Springs	18	3,053	< 100M
BANK LEUMI TC OF NY	New York	17	18,391	1B- 10B

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

TUPPER LAKE NB Tupper Lake 17 2,494 < 100M

SLEEPY HOLLOW NB North Tarrytown 17 4,980 < 100M

STISSING NB Pine Plains 17 1,223 < 100M

STERLING NB& TC New York 16 13,912 500M- 1B

FIRST BK OF THE AMER New York 16 10,720 100M-500M

EASTBANK NA New York 15 5,526 < 100M

BPD INTL BK New York 14 3,121 < 100M

GOLDEN CITY COMMERCIAL BANK New York 14 4,086 < 100M

CHEMICAL BK NA Jericho 13 90 1B- 10B

AMALGAMATED BK OF NY New York 13 7,824 1B- 10B

CHINA TR BK OF NEW YORK New York 13 9,609 500M- 1B

NATIONAL BK OF NEW YORK CITY Flushing 13 3,622 100M-500M

FUJI B& TC New York 11 7,911 1B- 10B

ISRAEL DISCOUNT BK OF NY New York 11 6,351 1B- 10B

SAFRA NB OF NY New York 11 5,072 1B- 10B

BANK AUDI USA New York 11 3,380 100M-500M

UNION CHELSEA NB New York 10 1,104 100M-500M

MTB BANK New York 10 3,290 100M-500M

BERKSHIRE BK New York 10 1,404 < 100M

UNITED STATES TC OF NY New York 9 2,009 1B- 10B

ARAB AMER BK New York 8 2,491 500M- 1B

SUMITOMO TR & BKG CO USA New York 8 64 100M-500M

BANK OF BERMUDA NY New York 8 370 100M-500M

MORGAN GUARANTY TC New York 7 3,253 > 10B

INDUSTRIAL BK OF JAPAN TC New York 7 2,162 1B- 10B

IBJ SCHRODER B& TC New York 7 421 1B- 10B

LBS BK-NY New York 7 518 100M-500M

PARK AVENUE BK NA New York 7 213 100M-500M

BANKERS TC New York 6 413 > 10B

MITSUI TR BK USA New York 5 127 100M-500M

Name of Bank	Location	Rank	SBL ($000)	Bank Size
TUPPER LAKE NB	Tupper Lake	17	2,494	< 100M
SLEEPY HOLLOW NB	North Tarrytown	17	4,980	< 100M
STISSING NB	Pine Plains	17	1,223	< 100M
STERLING NB& TC	New York	16	13,912	500M- 1B
FIRST BK OF THE AMER	New York	16	10,720	100M-500M
EASTBANK NA	New York	15	5,526	< 100M
BPD INTL BK	New York	14	3,121	< 100M
GOLDEN CITY COMMERCIAL BANK	New York	14	4,086	< 100M
CHEMICAL BK NA	Jericho	13	90	1B- 10B
AMALGAMATED BK OF NY	New York	13	7,824	1B- 10B
CHINA TR BK OF NEW YORK	New York	13	9,609	500M- 1B
NATIONAL BK OF NEW YORK CITY	Flushing	13	3,622	100M-500M
FUJI B& TC	New York	11	7,911	1B- 10B
ISRAEL DISCOUNT BK OF NY	New York	11	6,351	1B- 10B
SAFRA NB OF NY	New York	11	5,072	1B- 10B
BANK AUDI USA	New York	11	3,380	100M-500M
UNION CHELSEA NB	New York	10	1,104	100M-500M
MTB BANK	New York	10	3,290	100M-500M
BERKSHIRE BK	New York	10	1,404	< 100M
UNITED STATES TC OF NY	New York	9	2,009	1B- 10B
ARAB AMER BK	New York	8	2,491	500M- 1B
SUMITOMO TR & BKG CO USA	New York	8	64	100M-500M
BANK OF BERMUDA NY	New York	8	370	100M-500M
MORGAN GUARANTY TC	New York	7	3,253	> 10B
INDUSTRIAL BK OF JAPAN TC	New York	7	2,162	1B- 10B
IBJ SCHRODER B& TC	New York	7	421	1B- 10B
LBS BK-NY	New York	7	518	100M-500M
PARK AVENUE BK NA	New York	7	213	100M-500M
BANKERS TC	New York	6	413	> 10B
MITSUI TR BK USA	New York	5	127	100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

LTCB TC New York 4 0 1B- 10B

BARCLAYS BK OF NY NA New York 4 0 < 100M

TOYO TC OF NY New York 4 0 < 100M

EXCEL BK NA New York 4 0 < 100M

DELTA NB& TC New York 4 0 100M-500M

CANADIAN IMPERIAL BK CMRC NY New York 4 0 < 100M

UNITED MIZRAHI B& TC New York 4 0 100M-500M

MITSUBISHI TR & BKG CORP USA New York 4 0 100M-500M

FIDUCIARY TC INTL New York 4 0 100M-500M

NIPPON CREDIT TC New York 4 0 100M-500M

WATERHOUSE NB White Plains . 0 500M- 1B

BANKAMERICA NAT TC New York . 0 100M-500M

BESSEMER TC NA New York . 0 100M-500M

YASUDA B& TC USA New York . 0 100M-500M

Name of Bank	Location	Rank	Bank Size
LTCB TC	New York	4	1B- 10B
BARCLAYS BK OF NY NA	New York	4	< 100M
TOYO TC OF NY	New York	4	< 100M
EXCEL BK NA	New York	4	< 100M
DELTA NB& TC	New York	4	100M-500M
CANADIAN IMPERIAL BK CMRC NY	New York	4	< 100M
UNITED MIZRAHI B& TC	New York	4	100M-500M
MITSUBISHI TR & BKG CORP USA	New York	4	100M-500M
FIDUCIARY TC INTL	New York	4	100M-500M
NIPPON CREDIT TC	New York	4	100M-500M
WATERHOUSE NB	White Plains	.	500M- 1B
BANKAMERICA NAT TC	New York	.	100M-500M
BESSEMER TC NA	New York	.	100M-500M
YASUDA B& TC USA	New York	.	100M-500M

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01

1996 New York

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