1996
Tennessee

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST BK Lexington 40 50,975 100M-500M Y
FARMERS & MRCH BK Clarksville 40 51,817 100M-500M Y
AMERICAN CITY BK Tullahoma 37 20,113 < 100M Y
FIRST ST BK Covington 37 28,318 100M-500M Y
CITIZENS BK Carthage 37 42,998 100M-500M Y
CITIZENS NB Athens 37 31,143 100M-500M Y
FARMERS BK Portland 36 24,158 100M-500M Y
TRADERS NB Tullahoma 35 17,007 < 100M Y
JACKSON B& TC Gainesboro 35 17,231 < 100M Y
VOLUNTEER B& TC Chattanooga 35 17,735 < 100M Y
BANKFIRST Knoxville 35 71,190 100M-500M Y
BANK OF GOODLETTSVILLE Goodlettsville 35 25,423 100M-500M Y
BARRETVILLE B& TC Barretville 35 35,373 100M-500M Y
CUMBERLAND BK Carthage 33 16,722 < 100M
FIRST ST BK Jacksboro 33 17,565 < 100M
BANK OF SHARON Sharon 33 17,391 < 100M
BENTON BKG CO Benton 33 14,120 < 100M
CITIZENS CMNTY BK Winchester 33 10,262 < 100M
LINCOLN CTY BK Fayetteville 32 24,927 100M-500M
BANK OF MIDDLETON Middleton 32 8,914 < 100M
CARTER CTY BK Elizabethton 31 21,908 100M-500M
MARION TR & BKG CO Jasper 31 11,097 < 100M
HERITAGE BK Clarksville 31 20,898 100M-500M
BANK OF ALAMO Alamo 31 10,638 < 100M
MEIGS CTY BK Decatur 31 11,007 < 100M
FIRST NB OF TULLAHOMA Tullahoma 31 13,856 < 100M
PEOPLES B& TC PICKETT CTY Byrdstown 31 9,193 < 100M
HARDIN COUNTY BK Savannah 30 17,357 100M-500M
FIRST NB OF PULASKI Pulaski 30 29,948 100M-500M
FRANKLIN NB Franklin 30 28,681 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST ST BK Brownsville 30 12,247 < 100M
WAYNE CTY BK Waynesboro 30 11,022 < 100M
CITIZENS BK Lafayette 29 15,379 100M-500M
FIRST ST BK Henderson 29 13,711 100M-500M
FIRST NB OF THE CUMBERLANDS Livingston 29 23,390 100M-500M
SECURITY B& TC Paris 29 13,192 < 100M
GREENE CTY BK Greeneville 29 45,597 100M-500M
REELFOOT BK Union City 29 13,533 < 100M
FIRST CMNTY BK OF BEDFORD CT Shelbyville 29 14,639 100M-500M
COMMUNITY B& TC Lawrenceburg 29 10,194 < 100M
EFS NB Memphis 29 15,483 100M-500M
BANK OF CROCKETT Bells 29 9,795 < 100M
MUNFORD UNION BK Munford 29 11,405 < 100M
CITIZENS ST BK Parsons 29 6,510 < 100M
FIRST NB Pikeville 29 7,557 < 100M
UNION PLANTERS BK OF WEST TN Humboldt 28 36,379 100M-500M
COMMERCIAL B& TC Paris 28 27,132 100M-500M
COMMERCIAL BK Harrogate 28 17,776 100M-500M
CITIZENS B& TC OF GRAINGER CT Rutledge 28 12,739 100M-500M
FARMERS & MERCHANTS BK Adamsville 28 5,119 < 100M
BANK/CITIZENS BK Cleveland 28 29,594 100M-500M
VOLUNTEER BK Jackson 27 64,305 500M- 1B Y
LEWIS CTY BK Hohenwald 27 7,066 < 100M
CHEATHAM ST BK Kingston Springs 27 15,602 100M-500M
FENTRESS CTY BK Jamestown 27 6,693 < 100M
SOMERVILLE B& TC Somerville 27 14,268 100M-500M
CITIZENS BK OF EAST TN Sneedville 27 7,972 < 100M
SUNTRUST BK NORTHEAST TN NA Johnson City 27 34,864 100M-500M
FIRST B& TC Mount Juliet 27 22,161 100M-500M
CHESTER COUNTY BK Henderson 26 5,201 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

BANK OF BELFAST Belfast 26 3,986 < 100M
SUNTRUST BK SOUTH CENTRAL T Pulaski 26 24,509 100M-500M
ANDREW JOHNSON BK Greeneville 26 12,332 < 100M
BANK OF HUNTINGDON Huntingdon 26 13,589 100M-500M
BANK OF ADAMSVILLE Adamsville 26 6,121 < 100M
PEOPLES BK Dickson 26 13,565 100M-500M
BANK OF TROY Troy 26 8,333 < 100M
UNITED AMERICAN BK Memphis 26 29,652 100M-500M
COMMUNITYFIRST BK Hartsville 26 11,858 < 100M
CLEVELAND B& TC Cleveland 26 26,561 100M-500M
FIRST BK OF RHEA CTY Spring City 26 12,960 < 100M
CITIZENS BK Elizabethton 26 33,392 100M-500M
BANK OF EAST RIDGE East Ridge 26 8,194 < 100M
PREMIER BK OF EAST TN Niota 26 5,302 < 100M
TNBANK OF OAK RIDGE Oak Ridge 26 5,365 < 100M
FIRST FARMERS & MRCH NB Columbia 25 39,219 500M- 1B
FIRST CITIZENS NB Dyersburg 25 27,902 100M-500M
WILSON B& TC Lebanon 25 22,984 100M-500M
FIRST SOUTH BK Bolivar 25 15,610 100M-500M
BANK OF FRANKEWING Frankewing 25 5,696 < 100M
FIRST NB OF MANCHESTER Manchester 25 10,979 < 100M
MACON B& TC Lafayette 25 10,726 100M-500M
VICTORY B& TC Cordova 25 14,299 100M-500M
FIRST PEOPLES BK OF TN Jefferson City 25 8,113 < 100M
CITIZENS ST BK Jasper 25 5,761 < 100M
FIRST KNOXVILLE BK Knoxville 25 15,247 < 100M
FIRST INDEPENDENT BK Gallatin 25 11,547 < 100M
FIRST BK OF POLK CTY Copperhill 25 11,144 < 100M
SUNTRUST BK EAST TN NA Knoxville 24 74,394 1B- 10B Y
FIRST AMER NB Nashville 24 671,525 1B- 10B Y

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST NB Lenoir City 24 18,262 100M-500M
PEOPLES & UNION BK Lewisburg 24 16,555 100M-500M
UNION PLANTERS BK NA Jackson 24 24,119 100M-500M
VALLEY BK Sweetwater 24 17,228 100M-500M
FIRST NB Shelbyville 24 16,244 100M-500M
BANK OF HALLS Halls 24 5,722 < 100M
FIRST NB Oneida 24 12,218 100M-500M
WHITEVILLE BK Whiteville 24 7,917 < 100M
UNION PLANTERS BK OF CHATTAN Chattanooga 24 13,381 100M-500M
MERCHANTS & PLANTERS BK Toone 24 8,518 < 100M
ENTERPRISE NB Memphis 24 14,448 100M-500M
UNION PLANTERS BK OF NORTH C Erin 24 5,802 < 100M
REGIONS BK OF TN Nashville 24 30,255 100M-500M
AMERICAN SVG BK Livingston 24 4,520 < 100M
VOLUNTEER ST BK Portland 24 13,605 < 100M
CITIZENS BK New Tazewell 24 10,295 < 100M
FIRST TENNESSEE BK NA MMPHS Memphis 23 523,951 > 10B Y
SUNTRUST BK CHATTANOOGA NA Chattanooga 23 72,116 1B- 10B
PIONEER BK Chattanooga 23 41,836 500M- 1B
BANK OF CLEVELAND Cleveland 23 11,492 100M-500M
CENTRAL ST BK Lexington 23 10,649 100M-500M
UNION PLANTERS BK OF THE CUM Cookeville 23 19,243 100M-500M
BRIGHTON BK Brighton 23 4,573 < 100M
TRANS FINANCIAL BK TN NA Cookeville 23 19,022 100M-500M
FARMERS BK Parsons 23 4,884 < 100M
SOUTHTRUST BK TN Nashville 23 24,218 100M-500M
CARROLL B& T Huntingdon 23 9,754 < 100M
BANK OF NASHVILLE Nashville 23 20,081 100M-500M
CAPITAL B& TC Nashville 23 9,061 < 100M
NATIONSBANK OF TN NA Nashville 22 144,366 1B- 10B

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

NATIONAL BK OF COMMERCE Memphis 22 70,909 1B- 10B
FIRST UNION NB OF TN Nashville 22 128,592 1B- 10B
SUNTRUST BK NASHVILLE NA Nashville 22 92,473 1B- 10B
TENNESSEE ST BK Gatlinburg 22 19,531 100M-500M
FIRST VOLUNTEER BK Union City 22 6,107 < 100M
PEOPLES BK Clifton 22 5,701 < 100M
FIRST CITIZENS BK HOHENWALD Hohenwald 22 6,589 < 100M
FIRST CENTRAL BK Lenoir City 22 11,778 < 100M
UNION PLANTERS BK MIDDLE TN Nashville 21 33,068 500M- 1B
UNION PLANTERS NB Memphis 21 34,862 1B- 10B
BANK OF BARTLETT Bartlett 21 12,467 100M-500M
UNION PLANTERS BK OF THE TN Harriman 21 10,773 100M-500M
FIRST NB OF GATLINBURG Gatlinburg 21 19,578 100M-500M
FIRST NB& TC Athens 21 14,631 100M-500M
FARMERS & MERCHANTS BK Dyer 21 4,261 < 100M
UNION PLANTERS BK EAST TN NA Knoxville 21 20,495 100M-500M
BANK OF GLEASON Gleason 21 7,031 < 100M
PEOPLES NB OF LAFOLLETTE La Follette 21 9,065 < 100M
AMERICAN FIDELITY BK Alcoa 21 10,244 < 100M
NASHOBA BK Memphis 21 7,203 < 100M
FIRST CMNTY BK OF EAST TN Rogersville 21 6,505 < 100M
AMSOUTH BK OF TN Chattanooga 20 27,301 1B- 10B
FIRST NB OF MCMINNVILLE Mcminnville 20 17,264 100M-500M
CITIZENS TRI-CTY BK Dunlap 20 9,207 100M-500M
JOHNSON CTY BK Mountain City 20 5,874 < 100M
WEAKLEY CTY BK Dresden 20 4,659 < 100M
BANK OF PERRY CTY Lobelville 20 5,547 < 100M
BELLS BKG CO Bells 20 3,138 < 100M
MEDINA BKG CO Medina 20 2,309 < 100M
PLANTERS BK Maury City 20 1,991 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

BANK OF WAYNESBORO Waynesboro 20 6,591 < 100M
FARMERS & MERCHANTS BK Trezevant 20 3,273 < 100M
HOME BK Ducktown 20 10,865 < 100M
PEOPLES CMNTY BK Johnson City 20 5,733 < 100M
BOATMENS BK OF TENNESSEE Memphis 19 20,899 1B- 10B
BANK OF CAMDEN Camden 19 5,440 100M-500M
CITY B& TC Mcminnville 19 12,544 100M-500M
BANK OF PUTNAM CTY Cookeville 19 10,464 100M-500M
FIRST ST BK Kenton 19 14,378 100M-500M
FIRST NB Crossville 19 8,899 100M-500M
CITIZENS NB Sevierville 19 15,566 100M-500M
GATES BKG& TC Gates 19 2,867 < 100M
FIRST NB Centerville 19 7,515 < 100M
BANK OF BOLIVAR Bolivar 19 5,246 < 100M
MCKENZIE BKG CO Mckenzie 19 5,788 < 100M
TRI ST BK OF MEMPHIS Memphis 19 11,178 < 100M
FARMERS BK Cornersville 19 6,340 < 100M
CUMBERLAND CTY BK Crossville 19 7,606 < 100M
FIRST NB OF LAFOLLETTE La Follette 18 7,919 100M-500M
FIRST COMMERCIAL BK NA Memphis 18 11,140 100M-500M
PEOPLES B& TC Manchester 18 5,217 < 100M
FIRST ST BK Maynardville 18 3,359 < 100M
UNITED SOUTHERN BK Morristown 18 5,150 < 100M
BANK OF HUNTLAND Huntland 18 2,146 < 100M
BANK OF EAST TN Morristown 17 9,096 100M-500M
BANK OF TN Kingsport 17 13,391 100M-500M
SEVIER CTY BK Sevierville 17 12,357 100M-500M
FIRST CLAIBORNE BK Tazewell 17 8,186 100M-500M
FIRST ST BK Linden 17 3,692 < 100M
LAUDERDALE COUNTY BK Halls 17 3,774 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

GREENFIELD BKG CO Greenfield 17 3,310 < 100M
CITIZENS BK Hartsville 17 5,090 < 100M
ERWIN NB Erwin 17 2,940 < 100M
CORNERSTONE CMNTY BK Hixson 17 2,600 < 100M
BANK OF RIPLEY Ripley 16 6,429 100M-500M
BANK OF DICKSON Dickson 16 8,161 100M-500M
FARMERS ST BK Mountain City 16 5,976 < 100M
BANK OF DYER Dyer 16 2,759 < 100M
CITIZENS BK OF GAINESBORO Gainesboro 16 3,015 < 100M
TENNESSEE B& T Memphis 16 8,081 < 100M
BANK OF CMRC Woodbury 16 5,417 < 100M
MIDDLE TN BK Columbia 15 9,297 100M-500M
COFFEE CTY BK Manchester 15 2,313 < 100M
BANK OF MOSCOW Moscow 15 2,415 < 100M
FARMERS BK Woodland Mills 15 1,208 < 100M
PEOPLES BK OF POLK CTY Benton 15 2,482 < 100M
NATIONAL BK OF NEWPORT Newport 15 7,210 < 100M
UNION B& TC Livingston 14 3,545 < 100M
UNION BK Jamestown 14 4,516 < 100M
CITIZENS B& TC Atwood 14 1,125 < 100M
SELMER B& TC Selmer 14 5,056 < 100M
OAKLAND DEPOSIT BK Oakland 14 2,640 < 100M
CITY ST BK Martin 14 5,160 < 100M
MCMINN BANK & TRUST Etowah 14 2,122 < 100M
RHEA CTY NB Dayton 14 5,192 < 100M
UNION SVG BK Covington 13 6,917 100M-500M
BROWNSVILLE BK Brownsville 13 9,927 100M-500M
CITIZENS BK Collierville 13 3,456 < 100M
FIRST ST BK OF FAYETTE CTY Somerville 13 1,385 < 100M
TRI-CITY B& TC Blountville 12 7,950 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

SECURITY BK Newbern 12 6,127 100M-500M
FIRST ST BK Chapel Hill 12 1,173 < 100M
FIRST T& SB Oneida 12 4,871 < 100M
SEQUATCHIE CTY BK Dunlap 12 2,804 < 100M
NASHVILLE BK OF CMRC Nashville 11 6,442 100M-500M
UNION BK Jellico 11 2,052 < 100M
FIRST BK OF EAST TN NA La Follette 11 5,290 < 100M
TRUST ONE BK Germantown 11 4,877 < 100M
CITIZENS BK OF BLOUNT CTY Maryville 10 7,980 100M-500M
CITIZENS SVG B& TC Nashville 10 3,395 < 100M
HOME BKG CO Selmer 10 1,157 < 100M
PEOPLES BK Sardis 10 1,473 < 100M
COMMUNITY BK Pulaski 10 2,021 < 100M
BANK OF FRIENDSHIP Friendship 9 1,782 < 100M
FARMERS BK LYNCHBURG Lynchburg 9 800 < 100M
BANK OF MASON Mason 9 172 < 100M
BANK OF COMMERCE Trenton 9 3,405 < 100M
FARMERS & MRCH BK White Bluff 9 444 < 100M
BANK OF BRADFORD Bradford 9 1,036 < 100M
CITIZENS BK OF SPENCER Spencer 9 150 < 100M
COLONIAL BK OF TN Ardmore 9 2,138 < 100M
DEKALB CMNTY BK Smithville 9 306 < 100M
BANK OF MILAN Milan 8 1,895 < 100M
DECATUR COUNTY BK Decaturville 7 2,061 < 100M
CENTRAL BK Savannah 7 2,519 < 100M
FIRST B& TC OF TN Johnson City 6 1,138 < 100M
LIBERTY ST BK Liberty 5 2,322 < 100M
BANK OF MADISONVILLE Madisonville 4 928 < 100M

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01