1996
Virginia

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

BENCHMARK CMNTY BK Kenbridge 40 45,456 100M-500M Y
HIGHLANDS UNION BK Abingdon 40 52,219 100M-500M Y
FIRST B& TC Lebanon 39 49,785 100M-500M Y
VIRGINIA CMNTY BK Louisa 37 25,091 < 100M Y
SALEM B& TC NA Salem 37 26,439 100M-500M Y
CHESAPEAKE BK Kilmarnock 36 30,461 100M-500M Y
VIRGINIA B& TC Danville 35 22,190 100M-500M Y
BANK OF BOTETOURT Buchanan 34 17,163 < 100M Y
GRAYSON NB Independence 34 18,335 100M-500M Y
F& M BK-MASSANUTTEN Harrisonburg 34 23,675 100M-500M Y
BANK OF NORTHUMBERLAND Heathsville 34 19,699 100M-500M Y
PATRIOT NB Reston 34 34,875 100M-500M Y
MINERS & MRCH B& TC Grundy 32 30,410 100M-500M
CITIZENS B& TC Blackstone 32 25,193 100M-500M
BANK OF HAMPTON ROADS Chesapeake 32 24,661 100M-500M
BURKE & HERBERT B& TC Alexandria 31 76,968 500M- 1B Y
BANK OF FRANKLIN Franklin 31 15,776 < 100M
FIRST CMNTY BK Forest 31 22,638 100M-500M
PIEDMONT TR BK Martinsville 31 58,769 100M-500M
BANK OF TIDEWATER Virginia Beach 31 24,835 100M-500M
BANK OF MARION Marion 31 20,194 100M-500M
PEOPLES CMNTY BK Montross 30 11,844 < 100M
ROCKINGHAM HERITAGE BK Harrisonburg 30 15,861 < 100M
BANK OF LANCASTER Kilmarnock 30 19,680 100M-500M
BANK OF ROCKBRIDGE Raphine 30 23,711 100M-500M
COMMERCE BK Virginia Beach 29 92,087 500M- 1B
CONSOLIDATED B& TC Richmond 29 15,928 < 100M
COUNTY BK OF CHESTERFIELD Midlothian 29 17,854 < 100M
COMMUNITY BK Petersburg 29 17,693 < 100M
MARATHON BK Winchester 29 11,492 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

OLD POINT NB OF PHOEBUS Hampton 29 34,853 100M-500M
CENTRAL VA BK Powhatan 29 16,841 100M-500M
PLANTERS B& TC OF VA Staunton 29 33,133 100M-500M
FIRST NB Christiansburg 29 36,866 100M-500M
KING GEORGE ST BK King George 28 11,116 < 100M
BANK OF FINCASTLE Fincastle 28 11,868 < 100M
PEOPLES BK OF VA Chesterfield County 28 12,861 < 100M
BANK OF MCKENNEY Mckenney 28 8,801 < 100M
POWELL VALLEY NB Jonesville 28 15,230 100M-500M
FARMERS & MINERS BK OF LEE C Pennington Gap 27 8,096 < 100M
BANK OF CHARLOTTE CTY Phenix 27 9,553 < 100M
PREMIER BK-CENTRAL NA Honaker 27 25,243 100M-500M
NATIONAL BK OF BLACKSBURG Blacksburg 27 21,659 100M-500M
F& M BK-WINCHESTER Winchester 26 60,462 500M- 1B
COMMERCE BK OF VA Richmond 26 12,692 < 100M
PROSPERITY B& TC Springfield 26 9,717 < 100M
SECURITY BK CORP Manassas 26 9,960 < 100M
F& M BK-RICHMOND Richmond 26 22,255 100M-500M
FARMERS & MRCH BK-EASTERN Onley 26 17,223 100M-500M
AMERICAN NB& TC Danville 26 31,251 100M-500M
JEFFERSON NB Charlottesville 25 134,407 1B- 10B Y
PREMIER BK SOUTH NA Wytheville 25 20,192 100M-500M
BANK OF CLARKE CTY Berryville 25 11,388 100M-500M
BANK OF ESSEX Tappahannock 25 15,393 100M-500M
HORIZON BK OF VA Merrifield 25 14,861 100M-500M
FIRST VA BK-BLUE RIDGE Staunton 24 19,266 500M- 1B
FIRST COMMONWEALTH BK Wise County 24 7,536 < 100M
VIRGINIA HEARTLAND BK Fredericksburg 24 8,528 < 100M
FAIRFAX B& TC Fairfax 24 24,220 100M-500M
UNION B& TC Bowling Green 24 28,842 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST BK OF STUART Stuart 24 11,674 100M-500M
CRESTAR BK Richmond 23 444,384 > 10B Y
CENTRAL FIDELITY NB Richmond 23 393,285 > 10B Y
COMMONWEALTH BK Richmond 23 5,400 < 100M
F& M BK-HALLMARK Springfield 23 16,987 100M-500M
NORTHERN NECK ST BK Warsaw 23 13,384 100M-500M
SOUTHSIDE BK Tappahannock 23 14,706 100M-500M
FIRST UNION NB OF VA Roanoke 22 272,355 > 10B
SIGNET BK Richmond 22 167,783 > 10B
BANK OF ISLE OF WIGHT Smithfield 22 7,536 < 100M
REGENCY BK Richmond 22 12,503 < 100M
STATE BK OF REMINGTON Remington 22 7,575 < 100M
BANK OF NORTHERN VA Arlington 22 10,792 < 100M
PEOPLES NB Danville 22 24,428 100M-500M
COMMUNITY BK OF NORTHERN VA Sterling 22 13,704 100M-500M
FIRST VA BK Falls Church 21 61,008 1B- 10B
FARMERS BK OF APPOMATTOX Appomattox 21 7,487 < 100M
HERITAGE BK Mclean 21 8,061 < 100M
TYSONS NB Mclean 21 12,145 < 100M
FIRST VA BK-PIEDMONT Lynchburg 21 10,606 100M-500M
BANK OF FLOYD Floyd 21 12,669 100M-500M
BANK OF SOUTHSIDE VA Carson 21 19,063 100M-500M
FIRST BK Strasburg 21 12,169 100M-500M
FAUQUIER BK Warrenton 21 15,012 100M-500M
PATRICK HENRY NB Bassett 21 19,573 100M-500M
FARMERS & MRCH BK OF STANLEY Stanley 20 7,601 < 100M
BLUE GRASS VALLEY BK Blue Grass 20 2,352 < 100M
HERITAGE B& TC Norfolk 20 10,934 < 100M
HANOVER BK Mechanicsville 20 9,182 < 100M
FIRST VA BK-FRANKLIN CTY Rocky Mount 20 8,961 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

BANK OF THE COMMONWEALTH Norfolk 20 13,253 100M-500M
VIRGINIA CMRC BK Arlington 20 12,012 100M-500M
RESOURCE BK Virginia Beach 20 13,623 100M-500M
BANK OF CARROLL Hillsville 19 5,765 < 100M
COMMUNITY BKR BK Chesterfield County 19 6,763 < 100M
BUSINESS BK Vienna 19 6,355 < 100M
UNITED BK Arlington 19 9,960 < 100M
FIRST CENTURY BK Wytheville 19 5,503 < 100M
NATIONAL BK OF FREDERICKSBUR Fredericksburg 19 18,175 100M-500M
MIDDLEBURG BK Middleburg 19 12,444 100M-500M
PREMIER BK NA Tazewell 19 14,075 100M-500M
RIGGS BK NA Mclean 18 25,788 1B- 10B
FIRST VA BK-COLONIAL Richmond 18 18,285 500M- 1B
PAGE VALLEY BK Luray 18 4,310 < 100M
FARMERS BK Windsor 18 9,304 < 100M
BANK OF SUFFOLK Suffolk 18 8,800 < 100M
FIRST SENTINEL BK Richlands 18 4,429 < 100M
COMMUNITY NB Pulaski 18 3,775 < 100M
FIRST NB OF ALTAVISTA Altavista 18 8,782 100M-500M
F& M BK-EMPORIA Emporia 17 7,368 < 100M
MARSHALL NB& TC Marshall 17 7,063 < 100M
CITIZENS BK OF TAZEWELL Tazewell 17 4,853 < 100M
PRINCESS ANNE BK Virginia Beach 17 12,868 100M-500M
LEE B& TC Pennington Gap 17 7,525 100M-500M
FIRST ST BK Danville 16 4,482 < 100M
BANK OF ALEXANDRIA Alexandria 16 7,686 < 100M
FARMERS & MRCH BK OF CRAIG C New Castle 16 2,226 < 100M
MARINE BK Chincoteague 16 2,711 < 100M
F& M BK-CENTRAL VA Charlottesville 16 7,006 < 100M
FRANKLIN NB OF VA Alexandria 16 5,195 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

FIRST VA BK-SOUTHWEST Salem 16 13,989 100M-500M
F& M BK-PEOPLES Warrenton 16 8,478 100M-500M
CITIZENS & FARMERS BK West Point 16 9,534 100M-500M
FIRST & CITIZENS BK Monterey 15 2,444 < 100M
BLUE RIDGE BK NA Floyd 15 8,066 < 100M
BANK OF SUSSEX & SURRY Wakefield 15 5,139 < 100M
F& M BK-POTOMAC Herndon 15 7,285 < 100M
FARMERS & MERCHANTS BK Timberville 15 6,937 100M-500M
BIG STONE GAP B& TC Big Stone Gap 14 1,812 < 100M
VALLEY BK NA Roanoke 14 5,077 < 100M
FIRST NB OF CLIFTON FORGE Clifton Forge 14 4,954 100M-500M
FIRST CMNTY BK OF SALTVILLE Saltville 14 5,092 100M-500M
GRUNDY NB Grundy 14 7,205 100M-500M
FIRST VA BK-SOUTH HILL South Hill 13 3,862 < 100M
PEOPLES BK Ewing 13 1,782 < 100M
FIRST VA BK-CLINCH VALLEY Richlands 13 3,126 < 100M
EASTVILLE BK Eastville 13 1,429 < 100M
STATE BK OF THE ALLEGHENIES Covington 13 3,867 100M-500M
MINERS EXCH BK Coeburn 12 2,341 < 100M
JAMES RIVER BK Waverly 12 5,957 < 100M
COMMUNITY NB South Boston 12 5,402 100M-500M
FIRST VA BK-COMMONWEALTH Grafton 12 8,459 100M-500M
RAPPAHANNOCK NB Washington 11 268 < 100M
FIRST NB OF ROCKY MT Rocky Mount 11 6,921 100M-500M
BANK OF FERRUM Ferrum 10 5,264 < 100M
FIRST VA BK OF TIDEWATER Norfolk 10 9,003 100M-500M
BANK OF TAZEWELL CTY Tazewell 10 6,266 100M-500M
FIRST VA BK-MTN EMPIRE Damascus 10 3,891 100M-500M
FIRST VA BK-HIGHLANDS Covington 7 2,602 100M-500M
GEORGE MASON BK Fairfax 4 2,367 500M- 1B

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

SOUTHERN FNCL BK Warrenton 4 3,412 100M-500M
SECOND B& TC Culpeper 4 3,487 100M-500M
PENINSULA TR BK Gloucester 4 2,705 100M-500M
CAPITAL ONE BK Glen Allen . 0 1B- 10B

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01