Quarterly Lending Bulletins

Quarterly Lending Bulletin - Fourth  Quarter 2013

Data for the fourth quarter of 2013 show signs of improvement in small business lending. For the first time in fifteen consecutive quarters, both the value and volume of small business loans increased simultaneously—by 0.4 percent and 1.1 percent respectively

Quarterly Lending Bulletin - Third Quarter 2013

Small business loan growth continued to fluctuate in the 3rd, 2013. Total loan values declined slightly, but the actual volume of small business loans increased by 1 percent after being in negative territory for the last four quarters.

Quarterly Lending Bulletin - Second Quarter 2013 

Borrowing conditions improved for small businesses in the second quarter of 2013. Between April and June, bankers reported stronger demand along with eased bank lending policies for business loans. Total small business commercial and industrial loans experienced growth for the third consecutive quarter.

Quarterly Lending Bulletin - First Quarter 2013

Small businesses saw gradual strengthening in the overall economy in the first quarter of 2013 as borrowing conditions continued to improve. Borrowing by small firms contracted slightly during December 2012 and March 2013. In general, bankers reported stronger demand along with eased bank lending policies for business loans.

Quarterly Lending Bulletin - Fourth Quarter 2012

Financial conditions were supportive of economic growth, and borrowing conditions for small firms gradually improved. The declines in small business lending stabilized, and small business borrowing turned up for the first time in 10 quarters.

Quarterly Lending Bulletin - Third Quarter 2012

Small business loans outstanding in all loan sizes declined less than 1 percent in third quarter 2012. Declines were less pronounced in small business commercial real estate loans. Small business demand for loans was unchanged on net.

Quarterly Lending Bulletin - Second Quarter 2012

U.S. economic activity increased in the first half of 2012 at a slower pace than at the end of 2011, and total lending to small firms inched downward. The decline was generated primarily by commercial real estate loans; in general, the climate was supportive of economic growth.

Quarterly Lending Bulletin - First Quarter 2012

Small business borrowing remained slow in the first quarter of 2012. The number of C&I loans increased, while commercial real estate loans remained unchanged.

Quarterly Lending Bulletin - Fourth Quarter 2011

Small business borrowing remained subdued in the fourth quarter of 2011. Advocacy’s Quarterly Lending Bulletin shows that total small business borrowing declined at a much slower pace than in the previous quarter. The value of small business commercial and industrial (C&I) loans increased for the first time in seven quarters.

Quarterly Lending Bulletin - Third Quarter 2011

Financial conditions in the third quarter continued to be supportive of economic growth. Nonetheless, demand for commercial and industrial (C&I) loans remained weak. Overall, the results indicate that small business lending appears to be stable when compared to previous quarters and other economic indicators.

Quarterly Lending Bulletin - Second Quarter 2011

The Quarterly Lending Bulletin for the second quarter, 2011, presents a brief analysis of the current small business lending situation and shows a drop in loans outstanding to small businesses. 

Quarterly Lending Bulletin - First Quarter 2011

This bulletin showed a drop in loans outstanding to small businesses during the first quarter of 2011 compared with the previous quarter. Total business loans outstanding and gross domestic product continued to trend upward.

Quarterly Lending Bulletin - Fourth Quarter 2010

The Office of Advocacy released its first Quarterly Lending Bulletin, which summarizes small business lending using the Call Report data.