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A Simpler Way to Apply for Health Care

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A Simpler Way to Apply for Health Care

By ngoriel, SBA Official
Published: May 7, 2013 Updated: May 15, 2013

 

 

Note: This blog is by Kathleen Sebelius, Secretary of Health and Human Services and first appeared at Healthcare.gov on April 30.

Today, we take one more step toward meeting the promise of helping millions of Americans access quality, affordable health coverage.

We have finalized the application you can complete later this year to learn what health insurance programs you are eligible for and the discounts to help pay for it.  Starting in October, it will be the one application you can use to apply for the new Health Insurance Marketplace, Medicaid, the Children’s Health Insurance Program, and tax credits that will help pay for premiums.

I’m also pleased to say the application has been simplified and significantly shortened.  The application for individuals is three pages, and the application for families is reduced by two-thirds, to seven pages. This is much shorter than industry standards for health insurance applications today.

Whether you choose to use this application to apply for coverage online, by phone, or on paper, the Health Insurance Marketplace will give you better options than they have today – with one destination to apply and many resources to get help.  In-person counselors and a toll free phone line will be available to help you through every step of the process. 

The online application that will go live on Healthcare.gov when the Health Insurance Marketplace opens for enrollment on October 1, can be found here: http://cciio.cms.gov/resources/other/index.html#hie

You can sign up to learn more and get ready to enroll at signup.healthcare.gov.

About the Author:

Natale Goriel

SBA Official

Hi, my name is Natale and I'm serving as a Moderator for the SBA Community. Our goal is to continually improve this site to meet your needs, so we appreciate your feedback and participation.

Comments:

Glad to hear it has been "simplified and shortened"! You rarely hear of forms being made easier to fill out!! They usually need more and more info from you. Thanks for the info Kathleen!
Very informative post on health insurance, as find it too difficult to choose good insurance for a lifetime. Since variable type of insurance are available in the market. To find a healthcare based insurance, one should go through following site.i.e.This post was edited to remove a link. Please review our Community Best Practices for more information about how best to participate in our online discussions. Thank you. to get better knowledge of the same.
We have finalized the application you can complete later this year to learn what health insurance programs you are eligible for and the discounts to help pay for it. Starting in October, it will be the one application you can use to apply for the new Health Insurance Marketplace, Medicaid, the Children’s Health Insurance Program, and tax credits that will help pay for premiums.
Thanks for the info our staff has already began asking us questions regarding the new insurance laws that are going to go into affect 2014. Now at least we can refer them to the link above to give them some kind of guidance.
I am confused by the Individual Application Short Form. In the Note, it says that if you can deduct items from your income, then you need a different application. Does that mean Schedule A deductions or items like IRA contributions etc.? What is the different application?
Thank you for your question about the application for the individual insurance Marketplaces, which will open for enrollment on October 1, 2013.  The deductions referred to in the form are deductions that can be claimed on your federal income tax return.  Additionally, the short form also directs individuals to fill out the family version of the financial assistance application called “Application for Health Coverage & Help Paying Costs”.   Look for additional tools and resources that will be available over the summer to help individuals, self-employed, and small business owners navigate the new Marketplaces as we move toward October enrollment, when the application process will go live.  These will include 1-800 Call Centers and in-person assistance through Navigators.  In the meantime, we encourage you to go to Healthcare.gov to sign up for email and text alerts to receive the latest information on the Marketplaces.
I’m also pleased to say the application has been simplified and significantly shortened. The application for individuals is three pages, and the application for families is reduced by two-thirds, to seven pages. This is much shorter than industry standards for health insurance applications today.
I think this is a superb idea. At least this way, you know you have something to help you whenever you or any of your family get sick. Unlike not knowing where to get money to pay for hospital bills etc. I'm sure a lot of people will be happy and will await for this to materialise.
Thanks for the info! It's always helpful when the applications are simplified and shortened. I truly appreciate that you are adding efficiency to a complex process.
Having the shorter application for the subsidy is a step in the right direction. Let's hope by October. that the subsidy application and an insurance application can be integrated inside the exchange. This will be a key component to the exchange running smoothly. Now if this does not happen then we will have to take a step back into the 90's and use paper.      This post was edited to remove a link. Please review our Community Best Practices (http://www.sba.gov/community) for more information about how best to participate in our online discussions. Thank you.    

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