Lenders Menu
- Steps in SBA Lending
- 7(a) Loans
- Approval-Authorization
- 7(a) Loan Package Templates
- Standard 7(a) Authorization Wizard
- Standard 7(a) Authorization File Library
- Standard 7(a) Boilerplate
- CAPLines Authorization Wizard
- CAPLines Boilerplate
- CAPLines Authorization File Library
- EWCP Authorization Wizard
- EWCP Boilerplate
- EWCP Authorization File Library
- Community Express Authorization Template
- SBA Express-Patriot Express Authorization Template
- SLA Loan Authorization
- 7(a) Loan Evaluation Criteria
- Preparing to Submit a 7(a) Loan Package
- PLP Loan Eligibility
- 7(a) Loan Package Templates
- Closing
- Servicing
- Liquidation
- Litigation
- Guaranty Purchase
- 7(a) Terms & Conditions
- 7(a) Eligibility
- Approval-Authorization
- CDC/504 Loans
- 7(a) Loans
- SBA Loan Programs
- Working with The SBA
- Become an SBA Lender
- How to Participate in the PLP
- How to Participate in the CLP
- Other Partnerships with SBA
- Become an Express Lender
- Franchise Findings
- Advertising SBA Relationship
- Search Lender Docs
- Find a SBA Resource
- Commercial Loan Service Center (Little Rock, AR)
- Commercial Loan Service Center (Fresno, CA)
- National Guaranty Purchase Center (Herndon, VA)
- Sacramento Loan Processing Center (SLPC)
- 7a Loan Guaranty Processing Center (Citrus Heights, CA)
- IRS Contact Information
- National Disaster Loan Resolution Center (NDLRC)
- Submit Your Forms
- Search SBA Lenders
- Secondary Market
- Lender Reports & Data
- FAQs
- Who is eligible for E-tran?
- What is the maximum interest rate?
- Isn’t floor plan financing available through GMAC?
- What can be financed?
- What is the underwriting process?
- Are there some actions that the lender can take unilaterally first and then tell SBA after the fact?
- Are there some servicing actions that must receive prior approval by SBA?
- Does SBA have to approve these payment modifications?
- Can payment modifications be made to loans sold on the Secondary Market?
- What provisions of SBA’s SOP address these payment modifications?
- What types of payment modifications are available in connection with an SBA guaranteed loan?
- How do I get started using E-Tran?
- How does E-Tran work?
- What are lenders saying about E-tran?
Lender E-Payments
Lenders can now make payments to SBA online at Pay.gov. Pay.gov is a free, secure, government-wide financial management transaction portal managed by the U.S. Department of the Treasury's Financial Management Service, developed in conjunction with the Federal Reserve Bank. It offers various on-line electronic financial services that the public can use for remitting payments and associated data electronically to federal agencies. Pay.gov is convenient, easy, and available 7 days a week - 24 hours a day.
The following types of payments can be made using the Pay.gov web site:
- Form 1544: Lender Fee Payment Form [Loan Guarantee fee Care & Preservation of Collateral (CPC) Expense] Review Fee
- Form 172: Transaction Report on Loan Serviced By Lender
The Pay.gov Web site allows you to use it on a one-time basis by selecting the “SBA Payments” located under “Frequently Used Forms” on the right side of the homepage or become a self enrolled user by selecting “Should I register?” option located in the lower center of the homepage. By selecting the self enrolled option, you will need to complete the required form to be issued a User ID. As an enrolled user, you will have the ability to make a single ACH payment, schedule recurring ACH payments, and view a list of your processed payments.
Visit Pay.gov to learn more about making electronic payments.
