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SBA Loan Programs

SBA offers a variety of loan programs for very specific purposes. Take some time to study the programs described in this section, to see if you qualify to participate.

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    7(a) Loan Programs

    Banks, savings and loans, credit unions, and other specialized lenders participate with SBA on a deferred basis to provide small business loans that are structured under 7(a) guidelines. Lending...

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    Rural Business Investment Program (RBIP)

    Currently applications for non-leveraged Rural Business Investment Companies (RBICs) are being solicited by the U.S. Department of Agriculture (USDA). If you are interested in applying as a non...

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    New Markets Venture Capital Program

    The New Markets Venture Capital (NMVC) program is no longer accepting applications. If you are a small business owner seeking financing, please refer to the information provided in SBIC Program:...

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    CDC/504 Loan Program

    SBA Final Rule: 504 and 7(a) Loan Programs Updates A Certified Development Company (CDC) is a nonprofit corporation set up to contribute to the economic development of its community. CDCs are...

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    Microloan Program

    SBA’s Microloan Program provides small businesses with small short-term loans for working capital or the purchase of inventory, supplies, furniture, fixtures, machinery and/or equipment. SBA makes...

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    Disaster Loan Program

    FACT SHEET ABOUT U. S. SMALL BUSINESS ADMINISTRATION (SBA) DISASTER LOANS Whether you rent or own your own home, own your own business, or own a small agricultural cooperative located in a declared...

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    Loan Program Quick Reference Guide

    See the Loan Program Quick Reference Guide to view the following information about the 7(a), SBA Express, CAPLines, Small Loan Advantage, Community Advantage, International Trade, Export Working...