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Permanent 7(a) Loan Programs

View SBA's permanent 7(a) loan programs below.

  • SBA Express
    SBAExpress features an accelerated turnaround time for SBA review; a response to an application will be given within 36 hours. About the Program Maximum Loan Amount: $350,000 (See SBA's October 8, 2010 press...
  • Export Express
    The SBA Export Express Program provides exporters and lenders a streamlined method to obtain SBA-backed financing for loans and lines of credit up to $500,000. Lenders use their own credit decision process and loan documentation; SBA...
  • CAPLines
    CAPLines is an umbrella program that helps small businesses meet their short-term and cyclical working-capital needs. It features five lines: Seasonal Line. Borrowers must use the loan proceeds solely to finance the seasonal...
  • Rural Lenders
    The Small/Rural Lender Advantage (S/RLA) initiative is designed to accommodate the unique loan processing needs of small community/rural-based lenders, many of which make very few SBA loans. It is part of a broader SBA initiative to...
  • Export Working Capital
    SBA's Export Working Capital Program (EWCP) loans are targeted for businesses that are able to generate export sales and need additional working capital to support these sales. Participating lenders review and approve applications...
  • Employee Trusts
    This program is designed to provide financial assistance to Employee Stock Ownership Plans. The employee trust must be part of a plan sponsored by the employer company and qualified under regulations set by either the Internal...
  • Employee Stock Ownership Program
    This program is designed to provide financial assistance to Employee Stock Ownership Plans. The employee trust must be part of a plan sponsored by the employer company and qualified under regulations set by either the Internal...
  • Pollution Control
    This program provides financing to eligible small businesses for the planning, design, or installation of a pollution control facility. This facility must prevent, reduce, abate, or control any form of pollution, including recycling...
  • CAIP
    CAIP (Community Adjustment and Investment Program) This program helps the private sector to create new jobs and to preserve existing jobs that are at risk of being lost in communities that have suffered job losses directly or...
  • International Trade
    The International Trade Loan Program offers term loans to businesses that plan to start or continue exporting or that that have been adversely affected by competition from imports. The proceeds of the loan must enable the borrower to...

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