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- FAQs
- Who is eligible for E-tran?
- What is the maximum interest rate?
- Isn’t floor plan financing available through GMAC?
- What can be financed?
- What is the underwriting process?
- Are there some actions that the lender can take unilaterally first and then tell SBA after the fact?
- Are there some servicing actions that must receive prior approval by SBA?
- Does SBA have to approve these payment modifications?
- Can payment modifications be made to loans sold on the Secondary Market?
- What provisions of SBA’s SOP address these payment modifications?
- What types of payment modifications are available in connection with an SBA guaranteed loan?
- How do I get started using E-Tran?
- How does E-Tran work?
- What are lenders saying about E-tran?
Preparing a 7(a) Purchase Package
To start the guaranty purchase process, the lender must first make demand for the repurchase of the guaranty. For your convenience we have provided the following resources for your use in preparing the purchase package.
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View the Regular 7(a) Guaranty Purchase Package Tabs.
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For purposes of transcript analysis in the guaranty purchase review process, SBA will consider the date of default to be the first day on which the full amount of a regular installment payment was due and was not paid in full. The...
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If SBA receives a lender’s complete purchase package within 120 days of default, then all interest is payable to the date of the purchase payment, including interest during the time SBA is processing the purchase, and also...
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Common Errors NGPC is Finding in Purchase Packages that May Delay Processing There are no tabs or the package is not organized in order of the checklist or authorization. (Please note that as of August 1, 2007, the new...
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View the Guaranty Purchase Process Flow – The Life of a Purchase Package. Guaranty Purchase Process Flow – The Life of a Purchase Package Stage 1: Intake Stage 2: Screening Stage 3: Legal 1...
Find a SBA Resource
Reach out to local and regional
SBA offices...
Find a Document
Use our tool to track down the files you need.
Submit Your Forms...
Submit documents electronically to an SBA Loan Center using SendThisFile, or use the E-Tran tool for 7(a) applications.