Small Business Loans

Most small businesses rely on lenders to provide the capital they need to either open a business or to finance capital improvements. Without loans, many small business owners would be unable to realize their dreams of opening a business or expanding their operations.

• SBA's Role

  Even though SBA does not loan money directly to small business owners, we play an important role for people who want to finance or grow their business. When you apply for a SBA-backed loan at your local bank or credit union, you are asking ...

• SBA Loan Programs

  SBA offers a variety of loan programs for very specific purposes. Take some time to study the programs described in this section, to see if you qualify to participate.

• Disaster Loans

  SBA provides low interest disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations to repair or replace real estate, personal property, machinery & equipment, inventory and business assets that ...

• The Application Process

  The process to apply for any loan can be intimidating. This section provides resources to help you understand the process and what you should expect. It’s also helpful to know what factors influence the decision of a lender when your ...

• Find Small Business Loans

  Federal, state and local governments offer a wide range of financing programs to help small businesses start and grow their operations. These programs include low-interest loans, venture capital, and scientific and economic development ...