The Application Process

The process to apply for any loan can be intimidating. This section provides resources to help you understand the process and what you should expect. It’s also helpful to know what factors influence the decision of a lender when your application is reviewed.

Credit Factors
How do lending institutions assess your application? The answer generally depends on the type of funding you are seeking and what assets you can provide for collateral. This section provides important information about the factors that ...

Determining Your Financing Needs

Before you seek financial assistance, you should thoroughly assess your current financial situation. Ask yourself the following questions to determine your business' financing needs: Do you need more capital or can you manage...
Business Loan Checklist

The SBA is not your only source for small business loans. State and local economic development agencies as well as numerous nonprofit organizations provide low-interest loans to small business owners who may not qualify for...
SBA Loan Application Checklist

Once you have decided to apply for a loan guaranteed by the SBA, you will need to collect the appropriate documents for your application. The SBA does not provide direct loans. The process starts with your local lender, working...
How to Apply for an SBA Loan

While the standards for SBA-qualifying loans are more flexible than those for other types of loans, lenders still require extensive documentation to evaluate your loan request. You should strive to make the best possible...

SBA Direct

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Jacksonville Company Uses SBA Funding and Resources to Achieve Success

SBA Success Story Jacksonville Company uses SBA funding and resources to achieve success Jacksonville, Fla. - Hester Taylor Clark, President of the...