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Loans & Grants

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Types of Disaster Loans

SBA provides low-interest, long-term loans for physical and economic damage caused by a declared disaster. Learn more about home and personal property, business and economic injury loans.

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    Home and Personal Property Loans

    If you are in a declared disaster area and are the victim of a disaster, you may be eligible for financial assistance from the SBA, even if you don't own a business.

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    Business Physical Disaster Loans

    Any business or organization located in a declared disaster area and that incurred damage during the disaster may apply for a loan to help replace or restore damaged property.

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    Economic Injury Disaster Loans

    If you are in a declared disaster area and have suffered economic injury regardless of physical damage,  you may qualify for an Economic Injury Disaster Loan (EIDL).

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    Military Reservists Economic Injury Loans

    If you have an essential employee who is a military reservist called to active duty, SBA provides loans to help eligible small businesses with operating expenses.

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