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A natural disaster can strike anywhere at anytime. Unfortunately, many business owners are not prepared when a natural disaster affects them. Luis Yepéz, a business owner in Massachusetts, knows all too well the dangers of natural disasters and the importance of effective disaster planning. Read on to hear his story and learn more about the disaster assistance resources available for small businesses. When the Flood Hit For five years, Luis Yepéz owned and operated Mainstream Global, an international computer product...
Some of the most frequently questions asked in the Business.gov community focus on financial resources; especially loans and grants. To help respond to these questions, we created a general guide entitled I Need Money, Where Do I Get It?. But what happens when you get the money you need? Learning proper financial management techniques is often just as important as obtaining the money in the first place. To help you manage your money, we've highlighted several government sources intended to help business owners practice effective financial...
We recently received several questions in the community regarding industries that pose potential health risks. Alcohol, gambling, tobacco, and firearms have traditionally been considered industries that fall under this category. Although it's clear that businesses in these fields face high regulatory demands, confusion remains however as to what additional concerns and obligations these industries face in terms of financial aid and tax requirements. Myth - 'Sin' industries exclusively include alcohol, gambling, tobacco, and firearms. Truth...
Starting a Senior Care Business Today there are over 37.9 million people ages 65 and older in the United States, according to US Censu;s population estimates
Surety Bonds; The Basics Are you worried that your supplier will not deliver the expensive product you paid for? Does your business partner want a guarantee that you will fulfill your contract? If you answered yes to either question, you should consider a surety bond. A surety bond is a type of insurance that guarantees performance of a contract. If one party does not fulfill its end of the bargain, then the surety bond provides financial compensation to the other party. To learn more about surety bonds and how to use them in your business...
What is Group Purchasing? How Do Small Businesses Use It? Group purchasing is the collective participation of multiple participants who buy a product or service at a discounted, or group rate. It allows small businesses to purchase goods or services that they would otherwise be unable to - because of cost or inconvenience - by pooling their resources and bargaining power with other small businesses interested in purchasing the same good or service. What Goods and Services Can My Business Buy Through Group Purchasing? If there is...
Now that you have successfully sold your investor on your business idea, what are legal steps you need to take to solidify your investor relationship? Do you need to sign agreements? Are there special laws and regulations you need to comply with? To avoid major disagreements and messy lawsuits, take the time to correctly set the ground rules with your investor. Follow these tips below to successfully establish your investor relationship. 1. Understand Investor Rights and Compensation Be fully aware of your investors;s rights before you dive...
Finding the right investor to finance your business plan can be a daunting task. Then, once you locate potential investors, convincing them to invest in your business is a whole new challenge. For small business owners who are looking for investors, read on to learn about places to find investors and tips to presenting a winning business case. Where Do I Find Potential Investors? The probability of finding the right investors depends on the size of your network. While you network, keep in mind that your average investor is an (retired)...
Each state has the authority to impose its own tax laws - which means that not all businesses across the country are taxed equally. Understanding what your state obligations are and how it affects the success of your business can help you find the best tax environment for your business. This is part three in our series on State Issues that Affect the Survival of your Small Business. See Part One and Part Two of this series for more information on state taxes that affect your small business. Property Taxes Property taxes are imposed...
In times of high unemployment, more and more families and individuals rely on the Supplemental Nutrition Assistance Program - formerly known as the food stamps program - to purchase food items with the use of an EBT card. Small food retailers looking to expand their market share can access EBT cardholders by becoming licensed retailers through the US Department of Agriculture. Read on for retailer requirements, licensing guidelines, and methods for accepting EBT cards in your food business. The USD;s supplemental nutrition assistance...
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by JamieD, Former Moderator on Monday, June 14, 2010 - 06:52