We have tried the available Capital-for-start ups methods. They stink unless you have "hard collateral" The fact we spent over $400K developing then launching a high tech system for generating EFT's and remittances on a limeted basis is not enough. Some, actually 3 entities said.."you guys are genious i'll get you what you need". That was 2008 2010 and this year. Lots of time spent excited, delivering material and being... excited. but no funds. I decided to put a different plan into action. bring existing companies within the prepaid/eft internet-for-marketing & sales. Plus bring an existing e-marketing full service support firm to handle sales fulfillment and e-web design, together then present for capital. By using existing inventory from company 'A' processed through our proprietary centralized platforms configuration and financial protocol conectivity, and Company 'B's web design, printing and material for sales fulfillment, we ELIMINATE the need to (1).raise major funds (IN START-UP) needed to bond for generating EFT/PRE PAID CARDS/REMITTANCES PRODUCTS AND SERVICES AND ACH RECONCILIATIONS. (2) Remove most of the printed material and other marketing suppor funds by a large percentage, maybe 50-60%. We will still Capitalization going forward, however, going to investors with your "NEWCO' made up by 2/3 existing companies; having inventory ready to go, sales fulfillment kits in hand and complience and other pre launch soft cost reduced dramtically; WE becomes a real plus when investors look at risk analysis. In fact, THEY WILL KNOW THAT PHASE ONE; USING EXISTING INVENTOREY; MARKETING AND SUPPORT MOSTLY INVESTED BY AND WITHIN THIS "STRATEGIC ALLIANCE" will prove sales objectives and market share goals have been met before a "phase Two" fully bonded, stand-alone-company criteria is rEADY FOR INVESTMENT. The draw back is "integrity". In taking a go at this the first company decided they loved our technology and our marketing matrix. Unfortunately for all concerned they decided to write some "proprietary" programs of their own. (not ever considering that the way we approach the target market, the POS efforts etc.. was more important. the technology was made to support a great markeing matrix...). So, the "Strategic Alliance" approach to raising capital is execellent, unless one of you decides to perform a "TACTICAL" retreat into greedland. OH WELL, we're still looking.