I’m trying to do research into how to properly do background searches. As part of our business, we currently have to run credit reports on companies and owners of the companies that we deal with. As such, we have access to credit reporting. As an employer, are we legally allowed to use the credit bureaus, that we currently have access to, directly or must we go through a third party to run them. We are already aware of all the disclosures and notifications that we must get from the potential employee, but cannot find it written anywhere that we MUST use a third party reporting company, as opposed to us directly running their credit. I appreciate any help you can give on the matter.