Hi Daryl, In case you haven't already, check out some of our resources for starting a business. You'll find a guide to help you determine if you're ready, details about writing a business plan, and preparing business finances. This blog post also offers advice to aspiring entrepreneurs. You should also know that SBA has resource partners like SCORE and Small Business Development Centers located across the country that provide free business counseling to individuals looking to start or expand a small business. When you're ready for this step, visit SBA Direct to find your local SBA resource partners by entering your zip code. Good luck!