good information thank to post

The notice of default most likely did not come from the SBA, it came from the
lender. Remember that you are not borrowing from the SBA, you are borrowing
from the lender.

You seem to indicate that all payments are current, but the lender is still
calling it a default, and accelerating payment. However, you fail to mention
the reason for the default. The default and demand letter should specify the
reason why you defaulted. If the reason listed is because you failed some
covenant, there might be some room to negotiate specially if you are current
on the payments.

The person to talk to is your bank. However, it is recommended that you get
legal and financial advise prior to contacting them as each situation is
different, and following generic advice might not be the best avenue for you.

Hi there, Getting in touch with your district office will be the best way to sort this matter out. Here's a list of the contact information. Good luck!

Yes, it's possible to bring it current. Your best bet is to call them and
tell them you want to bring the loan current. Be prepared for them to
possibly ask for your credit card info on the spot.