Loan for a Mobile Pet Grooming Vehicle

Hi all, first post, and I hope I'm doing this right! So, here's my situation. I am currently a house-call dog groomer (meaning I go into people's homes with all of my equipment and groom their dogs there). I have been incredibly successful at this business (going on 2 years in January, as of Nov 30, 2012 profit has been about $35,000). I am hoping to invest in buying a mobile grooming van, so that instead of carrying my equipment with me, I have everything I need right in the vehicle. (such as water, electricity (large generator), a bathtub, dryer, etc). I will also be able to double my profit because I will be able to do more dogs in a day (because the setup/breakdown of my equipment as well as cleanup takes me a lot longer currently) The problem is, most grooming vans (used) run somewhere between $25k-$40k; (new is closer to $60k) due to the conversion, and the equipment inside. My goal would be to get a SBA OR equipment loan to get this van, the problem that I'm having is the banks are evaluating the cost of the vehicle as the stripped van. (Ford E-250, average price used is about $10k), as well as my only collateral would be the van itself. My business plan clearly states what the equipment inside (dryer, table, bathing systems, etc) are worth. Many SBA loans don't want to hold titles, because I have no other collateral for this large amount other than the van itself (because I don't have a mortgage, and my personal vehicle is worth less than $10,000. ). Thanks!!

This post was edited to remove a link. Please review our Community Best Practices for more information about how best to participate in our online discussions. Thank you.