This is a tough business. Most finance companies don't want to offer
financing unless you have experience. Be prepared to pay a large deposit on
your first truck and a higher interest rate. Get a good payment history and
you'll find it easier to be approved at better rates later on.

Micro loans are a good method of funding. There are also equipment lenders (non-bank lenders that deal only in equipment) that have many programs that could help you make your purchase. These lenders specialize in equipment only and work with start ups. Might be worth a look into.

The Microloan Program suggested by JamieD is probably your very best option.  Although loans under the program are only $35,000 max (consider getting a used truck & trailer) - without SBA assistance, very few lenders will underwrite Class 6 and 7 titled vehicle and trailer loans (your industry is considered exceptionally risky by lenders due to historically high default %s).  To apply for one of these loans, you must first locate a participating lender in your geographic area (try a Google search: MicroLoan & your City or State').  Good luck.

The Small Business Administration recently received funds to expand the microloan program. These loans a generally available to all small business and can be used for a wide variety of purposes. Check out that blog for more information on the program and to learn how to apply. Good luck with your business!

Micro loans are a good method of funding. There are also equipment lenders (non-bank lenders that deal only in equipment) that have many programs that could help you make your purchase. These lenders specialize in equipment only and work with start ups. Might be worth a look into.

The Microloan Program suggested by JamieD is probably your very best option.  Although loans under the program are only $35,000 max (consider getting a used truck & trailer) - without SBA assistance, very few lenders will underwrite Class 6 and 7 titled vehicle and trailer loans (your industry is considered exceptionally risky by lenders due to historically high default %s).  To apply for one of these loans, you must first locate a participating lender in your geographic area (try a Google search: MicroLoan & your City or State').  Good luck.

The Small Business Administration recently received funds to expand the microloan program. These loans a generally available to all small business and can be used for a wide variety of purposes. Check out that blog for more information on the program and to learn how to apply. Good luck with your business!