BMT is correct; SBA has resource partners like SCORE, Women’s Business Centers and Small Business Development Centers located across the country that provide free business counseling to individuals looking to start or expand a small business. Visit our local assistance guide to find your local SBA resource partners by entering your zip code. Another approach that may be useful is talking to a mentor who could offer you specific guidance. Good luck!!

No - you don't need a CPA - there are many, many free resources that can walk
you through all of your business plan including your financials. There are
Small Business Development Centers (SBDC), SCORE offices and your local SBA
office that can help you and help you for free. Plus, they might be able to
add aditional insight that a CPA cannot. If you are too far away from a
SCORE, SBDC or SBA office - then you can contact a SCORE memeber online via
email. All of these are SBA supported organization and since these are free -
should be taken advantage of before paying someone else.