Hi Sergio, try getting in touch with a local Small Business Development Center or SCORE, two of SBA's resource partners. They're located across the country and provide free business counseling and answers. Visit our local assistance guide to find your local SBA resource partners by entering your zip code.

You may want to contact a counselor at a small business development center or
a SCORE office in your area. Their services are free. The fact that your
bankruptcy is only about three years ago will take time to overcome. Also,
though you are trying to re-establish credit in your name and build your
credit score, be very careful about taking on too much debt. A car loan and
three credit cards may be viewed by some banks as the start of another debt
overload. You may want to set two of the cards aside and not use them. A
counselor can discuss your complete picture and recommend how best to
proceed.

I hope this message finds you well,

I can offer this advice, however the options available to you are numerous.
If you are seeking to make an acquisition of an existing business with poor
personal credit, I recommend adjusting your search criteria to include those
sellers willing to offer what is often referred to as a seller's note. This
is a type of private party financing, that can be the only note or act as a
secondary note to a senior debt facility.

I recommend contacting a business brokerage to assist you, as the size of
your request is too small for most merger and acquisition firms. I hope this
information serves you well and wish you good luck.

Kindest Regards,