Your potential for a loan will have more to do with you than the business you chose. You should first start by finding local or regional banks in your area and asking if they offer SBA loans - if they do, get their package and begin - you can always get help from your local SCORE or SBDC office - these are free to use and can help with the package. Regarding you - is your credit up to par? Do you have or can you show cash flow to repay any loan. There are many options but they first start with you and then your ability to repay.

Hi emory, You can use our Loans and Grants tool to see which loans you are eligible for. Another member asked a similar question about buying a business, so feel free to take a look. Here are some tips to buying a business from Business.gov. Good luck!

Neither of these industries is likely to be eligible for a govt sponsored loan or grant. in general grants are only available for not for profit enterprises. The home care business seems to be a lot lower in terms of overheads, though you'd need robust insurance provisions if you're going into the care industry.