First of all thanks for put good question and I definitely helps in this
subject. But can define what's your credit score ranking then I would suggest
some good option to get micro loan. I hope your understand what I say.

These posts give me hope and encouragement. I'm pretty sure that a micro loan
will be my option considering all the info I've taken in the past few days. I
was in pursuit of a grant of course, but that seems doubtful. I've got my
property paid for and plan to open a dog boarding kennel. It is where my home
is too! I've got the clientel and will succeed with no doubts!! I'm anxious
to get started with funding applications so I can get to work!!!

I will be paying close attn to decide who's right for my fincial needs. Is
someone out there willing to catch me up and save me from this step?
PLEASE!!!I promise I won't let you down in anyway!!!
Thanks!!!!Rozie C

This is true that if you have poor credit score than it is some what difficult to get funding or loans for your essential needs and in the present gloomy economic scenerio maintaining a good credit score is a very daunting task but every thing is not lost there are still lots of options available with you. Now as your chances of getting Micro loans, best way for you is  to apply for some secured loans since this is the best option available to you .

Is there such a thing as minority micro business loans?<a href=”http://www.smartphonecentre.com”>smartphone</a>

  We can assist you get a loan. We are in into: Start-up funding Commercial Real Estate Finance* Joint Venture/Partnership with long term business r/ship Seed Capital/Early stage funding Business Financing Debt Consolidation Secured/Unsecured Loans   For further information, please write us at our email below   Thanks D. F dfinancialsltd@gmail.com

For micro-loans I don't think your credit score is taken into account, have a look at Kiva.com, they now operate in the US, you submit your business plan and if the community like it they'll give you a loan.  

Hi, checkout SBA’s Microloan Program for information.

A micro loan is just like any other loan.  Most micro lenders are non-profit and approved by the SBA but they still underwrite a loan the same way as any bank. For you to get approved, it really would depend on how bad your credit is and what your cash flow looks like.  Some lender will drop down on their credit score if the borrower has solid, long-term cash flow. The only way you will really know for sure is to apply. Do know that micro loans take a few months to close and while they can lend amounts up to $35K for new businesses and up to $50K for existing businesses - the average loan is around $13K. What is it that you are attempting?  How much do you need and what will the funds be used for?  If you can answer these, might be able to point you in the right direction.