It is doubtful that you can get a loan to cover basic start-up expenses such
as the ones you mention. To apply for a loan, you need to have already
addressed those issues and have a well written business plan. As JGabriel
mentioned, a counselor at a small business development center or a womens
business center can provide direction and their services are free.

Hi Deborah, try getting in touch with one of SBA's resource partners: SCORE, Small Business Development Centers or Women’s Business Centers. These organizations provide free business counseling and training. To find your nearest SBA resource partner, enter your zip code in our local assistance guide.