For the assumptions, explain any documents, forecasts or other assumptions that you relied on to formulate your profit and loss projections. This may include assumptions about gross profit, operating expenses, taxes or dividends or owner draw. If you need additional information, SBA has resource partners like SCORE, Women’s Business Centers and Small Business Development Centers located across the country that provide free business counseling to individuals looking to start or expand a small business. Visit our local assistance guide to find your local SBA resource partners by entering your zip code.