you may not even need to raise capital, try bootstapping your company and
making it profitable from the start, if possible

Did you know that your business can have its own credit score which is
completely different from your personal score? You can use this credit score
to help raise additional capital for your business. We show business owners
how to build a business credit score and establish credit for their business.
You can find the URL to our free business credit program in the signature
section below or by doing a google search for "Free Corporate Credit".

Most start-ups are self-funded, at least in part. It may be your money or
funds invested by family and friends. To apply for a loan you will need to
show that you have 20 to 30% of the required funds on hand. A counselor at a
small business development center or SCORE office can provide more
information.

A SBA counselor in your area is a great resource who can walk you through the potential options.