Government grants are not available to start a for-profit business unless you have invented new technology that is in the national interest. Even then, the grant programs are competitive and it is very difficult to obtain one. The U.S. government doesn't just give away money to anyone wanting to start a business. Venture capital funding is also not available to most businesses, particularly home-based start-ups. VCs look for businesses that are rapidly growing and that can provide a return on their investment in a short time - usually technology companies. They look for a strong, highly experienced management team, not a one-person start-up. It is difficult for a homebased business to obtain a business loan, even with the best of credit when the economy is good. Banks look at your credit history, collateral, and ability to repay the loan. The best bet for someone wanting to start a homebased business is to work part-time and self-fund the business or seek financial help from family and friends.