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Apply to be a Microloan Intermediary

Organizations interested in becoming intermediaries should contact their SBA District Office and review the regulations published in the Code of Federal Regulations (CFR), specifically sections 13 CFR 120.700-120.716.

To be eligible to apply for Program participation as a Microloan Intermediary, non-profit organizations must: 

  • Be a private non-profit, quasi-public, or tribally owned entity;
  • Have at least one year of experience directly making and servicing microloans; and
  • Have at least one year of experience providing in-house marketing, management, and technical assistance to its micro-level borrowers.

Microloan Intermediary applications will be accepted on an ongoing basis.  Selection of intermediaries will be based on eligibility, qualification criteria, the availability of funding, and the need for program participants in certain geographical areas.

The following is a sampling of the kinds of forms that must be submitted with your application. Check with your local district office for details.

Applications should contain supporting information describing:

  • The types of businesses assisted in the past and those the applicant intends to assist with micro-loans;

  • The average size of the loans made in the past and the average size of intended micro-loans;

  • The extent to which the applicant will make micro-loans to small businesses in rural areas;

  • The geographic area in which the applicant intends to operate, including a description of the economic and demographic conditions existing in the intended area of operations;

  • The availability and cost of obtaining credit for small businesses in the area;

  • The applicant's experience and qualifications in providing marketing, management, and technical assistance to small businesses;

  • Any plan to use other technical assistance resources (such as counselors from the Service Corps of Retired Executives) to help micro-loan borrowers.

For More Information

For more information, contact your local SBA District Office.

How to Become a Microloan Intermediary