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Loans & Grants

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Apply For A Disaster Loan

You can apply online for all types of SBA disaster assistance loans. The online application is the fastest method to receive a decision about your loan eligibility. You have the option of submitting a paper application by mail. For either application, you must submit the completed loan application and a signed and dated IRS form 8821 giving permission for the IRS to provide SBA your tax return information.

You may also apply in person at any Disaster Recovery Center and receive personal, one-on-one help from an SBA representative. For information or to find a location near you, please contact our Customer Service Center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail disastercustomerservice@sba.gov.

Required Information to Complete the Application

After a Presidential disaster declaration, you must first register with the Federal Emergency Management Agency (FEMA). To obtain a registration number, call FEMA at 1-800-621-3362 (TTY: 1-800-462-7585) or visit DisasterAssistance.gov.

The following information is required to complete the SBA online application:

  • Contact information for all applicants
  • Social security numbers for all applicants
  • FEMA registration number
  • Deed or lease information
  • Insurance information
  • Financial information (e.g. income, account balances and monthly expenses)
  • Employer Identification Number (EIN) for business applicants

How to Repay a Disaster Loan

To make a one-time payment or schedule recurring monthly payments, register on Pay.gov and select the 1201 Borrower Payments option.

There are several ways you can make a payment on your disaster loan: by phone, by mail or online. To make a payment, contact the SBA disaster customer service center at 1-800-659-2955 (TTY: 1-800-877-8339). There is no fee for this service.

You may also send a check or money order to the SBA. Please include your loan number on your check and your payment coupon, if available. Make your check payable to the U.S. Small Business Administration.

Mail payments to:
U.S. Small Business Administration Collections
P.O. Box 740192
Atlanta, GA 30374-0192

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