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What do I do when I am ready?

Answer: 

You have done your homework: you have a complete business plan, you know where you want to operate, you know how much cash you will need, and you have specific information on employee, vendor, and market possibilities. You now may want someone to look over your plans objectively. Contact the business department at a local college for another opinion. A SCORE representative at the Small Business Administration can also review your work and help with the fine-tuning. Then, when you have made the final decision to go ahead, it is time to call the bank and get going. Good luck! All of SBA's programs and services are extended to the public on a nondiscriminatory basis.