Express Programs

SBA’s Express programs offer streamlined and expedited loan procedures for particular groups of borrowers.

SBAExpress
SBAExpress gives small business borrowers an accelerated turnaround time for SBA review; a response to an application will be given within 36 hours.

Community Express
The Community Express loan program allows approved SBA lenders to provide a unique combination of financial and technical assistance to borrowers located in the  nation’s underserved communities.  Eligible communities include SBA’s Historically Underutilized Business Zones (HUBZones) and those communities identified as distressed through the Community Reinvestment Act (CRA).  To encourage small businesses start-ups, SBA makes eligible loans of $25,000 or less, regardless of where small businesses are located.

Patriot Express
The Patriot Express Program is designed for small businesses that are 51 percent or more owned/controlled by veterans or members of the military community.

For More Information
For more information on SBA’s Express programs, contact your local SBA District Office.