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The Patient Protection and Affordable Care Act (Affordable Care Act or ACA) enacted comprehensive health insurance reforms designed to ensure Americans have access to quality, affordable health insurance. Learn what the law means for small businesses.
Affordable Care Act 101 Webinars for Small Business
SBA and Small Business Majority have teamed up for a free webinar series where small business owners can learn the basics of the Affordable Care Act and what it means for their business and employees. Webinar content will generally be the same each week.
- Thursday, November 7 at 2:00 PM ET: Click to Register
- Thursday, November 14 at 2:00 PM ET: Click to Register
- Thursday, November 21 at 2:00 PM ET: Click to Register
- Thursday, December 5 at 2:00 PM ET: Click to Register
- Thursday, December 12 at 2:00 PM ET: Click to Register
- Thursday, December 19 at 2:00 PM ET: Click to Register
Key Provisions of the Affordable Care Act
The Affordable Care Act includes a variety of measures specifically for small businesses that help lower premium cost growth and increase access to quality, affordable health insurance. Depending on whether you are self-employed, an employer with fewer than 25 employees, an employer with fewer than 50 employees, or an employer with 50 or more employees, different provisions of the Affordable Care Act may apply to you. Learn about the key provisions of the Affordable Care Act based on the size of your business below.
Glossary of Key Health Care Reform Terms
For definitions of key health care reform terms, consult this glossary of key terms provided by the U.S. Department of Health and Human Services.
Timeline of the Affordable Care Act Insurance Reforms
The Affordable Care Act health insurance reforms will roll out in phases, many of which will occur in 2013 and 2014. This timeline contains details on key provisions.
The Law, Regulations, and Related Guidance
Read the full text of the Affordable Care Act or browse and download the law by section. Regulations and guidance are used to implement many of the Affordable Care Act provisions that address both private and public health insurance. Many of these can be found at the Center for Consumer Information and Insurance Oversight.
The Internal Revenue Service is responsible for tax provisions of the Affordable Care Act that will be implemented during the next several years. You can find a list of provisions now in effect, with periodic updates, from the IRS.
Specific Affordable Care Act Information in Your State
Learn what benefits, services, and programs may be available to you depending on your location. Using this interactive tool, select your state to learn more about healthcare options where you live.
Every state will have an Affordable Insurance Exchange, or Marketplace, beginning in January 2014. States have the option of running their own Marketplace, partnering with the U.S. Department of Health and Human Services (HHS) to partially run the Marketplace, or opting for a Marketplace run by HHS.
Seventeen states and the District of Columbia have chosen to establish their own Marketplace, and several additional states have opted to partner with the federal government to establish a Marketplace. To view all Marketplace websites, visit https://www.healthcare.gov/what-is-the-marketplace-in-my-state.