YES

NO

N/A

SBA Form 4   Application for Loan   Including "Supplemental Instructions for Minority Coding", completed in its entirety, original signature and date INCLUDING the Federal Employer ID Number.

SBA Form 4-I   Lender's Application   Completed in its entirety, original signature and date including pro-forma balance sheet.

SBA Form 912   Statement of Personal History   From proprietor (if proprietorship), by each partner (if partnership), or by each officer, director, and holder of 20 percent or more of the voting stock (if corporation).

SBA Form 1624   Certification Regarding Debarment--Lower Tier   Retain in lenders file.

SBA Form 159   Compensation Agreement

IRS Form 4506   Request for Copy of Tax Return

Personal Financial Statement   Current within 90 days when received by SBA of all owners, officers and proposed guarantors.  Original signature and date required, including spouses.

SBA Form 4 Schedule A   Schedule of Collateral   List all collateral with original cost of $500 or more.   For Real Estate include address, year purchased, original cost, market value, amount of liens, name of lienholder(s).  For  Personal Property include brief description, manufacturers name, model, serial number, year purchased, original cost, market value, amount of liens and name of lienholder(s).

Bank's Internal Credit Memo

History of Business

Resume of Principals

Explanation of Use of Proceeds and Benefits of the Loan   Sources and uses of financing.

FINANCIAL STATEMENTS

     Balance Sheet   Last 3 years, signed, dated and certified "True and Correct."

     P&L   Last 3 years, signed, dated and certified "True and Correct."

     Reconciliation of Net Worth

     Current Balance Sheet   Dated within 90 days of application, signed, dated and certified "True and Correct."

     P&L   Dated within 90 days of application, signed, dated and certified "True and Correct."

     Subsidiaries & Affiliates   Balance sheet, P&L, Reconciliation of Net Worth same as above.

     Cash Flow Projection   Month by month for one year if less than three full fiscal years provided and for all loans with a term of 18 months or less.

MISCELLANEOUS

     Copy of Lease

     Detailed Listing of Machinery & Equipment to be Purchased & Cost Quotes

     Real Estate Purchase   Copy of appraisal, lender's environmental questionnaire, cost breakdown, copy of purchase agreement.

     Purchase of an Existing Business   Financial statements signed in original and dated, or federal income tax returns for last three years and current financial statement, signed, dated and certified "True and Correct" by the seller, copy of the buy-sell agreement.

     New Business   Explanation of type and source of applicant investment.

     Franchise   Copy of Franchise Agreement and Federal Trade Commission Disclosure Report of Franchisor.