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Small Business Administration (SBA) Loan Program Performance

The tables contain performance data, by fiscal year (October 1 through September 30), for the most recent ten fiscal years for the SBA’s major loan programs (Disaster, 7(a) Business Loans, 504 Certified Development Companies, Small Business Investment Company (SBIC) Debenture and SBIC Participating Securities, and Direct Micro Loans) and aggregate totals for all of the other small guarantied and direct programs.

Outstanding balances, approvals, and performance data are shown as of the end of each fiscal year for completed fiscal years and as of the end of the fiscal quarter for the tables that will be released in January, April, and July. Below each table are several footnotes that explain the data reflected within the tables.

The tables listed below, with data through June 30, 2014, can be accessed by clicking on the title.

  1. Unpaid Principal Balance by Program:  Reflects the outstanding principal balance at the end of the fiscal year for the major loan programs and aggregate totals for the small direct, guarantied, and pre-credit reform (pre-1992) loan programs.
  2. Gross Approval Amount by Program:  Reflects the gross dollar amount of loans approved by fiscal year for the major loan programs and aggregate totals for the small programs.  Gross approval includes loans that are cancelled in the current and subsequent years
  3. Number of Approved Loans by Program: Reflects the number of loans approved by fiscal year for the major programs and aggregate totals for the other direct and guarantied programs.
  4. Purchase Amount by Program:  Reflects purchase amounts by fiscal year for the four large guarantied programs and an aggregate total for the small guarantied programs.
  5. Charge Off Amount by Program:  Reflects amounts charged off by fiscal year for the major loan programs and aggregate totals for the small direct and guarantied programs.
  6. Total Recovery Amount for Guarantied Programs by Program:  Reflects total recoveries for the four large guarantied programs and an aggregate total for all of the small guarantied programs.
  7. Post-Charge Off Recovery Amount by Program:  Reflects total post-charge off recovery amounts by fiscal year for the major loan programs and aggregate totals for the small direct and guarantied programs.
  8. Purchase Rates as a Percent of Unpaid Principal Balance (UPB) Amount by Program:  Reflects purchase rates, as a percent of the UPB amounts, at the end of the fiscal year for the four large guarantied programs and an aggregate total for the small guarantied programs.
  9. Charge Off Rates as a Percent of Unpaid Principal Balance (UPB) Amount by ProgramReflects charge off rates, as a percent of the UPB amounts, at the end of the fiscal year for the major loan programs and aggregate totals for the small direct and guarantied programs.
  10. Total Recovery Rates for Guarantied Programs by Program:  Reflects total recovery rates, as a percent of the purchase amounts by purchase year, for the four large guarantied programs and an aggregate total for the small guarantied programs.
  11. Post-Charge Off Recovery Rates by Program:  Reflects total post-charge off recovery rates, as a percent of the amounts charged off by charge off year, for the major loan programs and aggregate totals by charge off year for the small direct and guarantied programs.