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SBA Business Recovery Centers Transition to Disaster Loan Outreach Centers in South Carolina Until Dec. 20

Release Date: 
Friday, December 14, 2018
Release Number: 
19-208, SC 15698/15699
Michael Lampton (404) 331-0333

ATLANTA – The U. S. Small Business Administration (SBA) is transitioning six Business Recovery Centers into Disaster Loan Outreach Centers effective Friday, Dec. 14.  The change is intended to encourage all disaster survivors to continue to meet face-to-face with Customer Service Representatives, obtain program information and receive help in submitting an SBA disaster loan application as well as provide assistance for those survivors with the SBA appeal process for declined applications.  The DLOCs will close operations on Thur., Dec. 20 at the close of business.

Businesses, homeowners and renters that sustained physical losses or economic injury due to Hurricane Florence from Sept. 8 through October 8, 2018 are encouraged to submit an SBA disaster loan application.  Even though the physical damage deadline was Dec. 5, survivors are encouraged to go to the SBA DLOCs that are currently open and speak with a SBA representative that can provide information about disaster loans, answer questions and help survivors in submitting a late application.  The Centers are located as indicated below.

All Disaster Loan Outreach Centers will close on Thursday, Dec. 20.

Chesterfield County

Northeastern Technical College
Building 200, Room 210
1201 Chesterfield Highway
Cheraw, SC 29520

Hours:  Weekdays, 8:30 a.m. – 5 p.m.
Saturdays, 9 a.m. - 1 p.m.
Closed:  Sundays

Dillon County

City of Dillon Wellness Center
1647 Commerce Drive,
Dillon, SC 29536

Hours: Weekdays, 8:30 a.m. – 5 p.m.
Closed:  Saturdays and Sundays

Florence County

Florence Area SBDC
Florence-Darlington Technical College
Building Ready –SC, Room 2
2715 W. Lucas St.
Florence, SC 29502

Hours: Weekdays, 8:30 a.m. – 5 p.m.
Closed: Saturdays and Sundays

Horry County

Conway Chamber of Commerce
203 Main St,
Conway, SC 29526


Hours:  Weekdays, 9 a.m. – 5 p.m.
Saturdays, 9 a.m. - 1 p.m.

Marion County

Marion County Administration
BuildingRoom 118
2523 East Highway 76
Marion, SC 29571

Hours:  Weekdays, 8:30 a.m. – 5 p.m.
Closed: Saturdays and Sundays

Marlboro County

Marlboro County Economic Development Partnership
214 E. Market St.
Bennettsville, SC 29512

Hours: Weekdays, 8:30 a.m. - 5 p.m.
Closed Saturdays and Sundays

“The SBA is committed to facilitating economic recovery in this disaster.  We want area businesses, homeowners and renters to have a resource where they can meet individually with SBA representatives and find out how a low-interest disaster loan can help them recover,” said Kem Fleming, director of SBA’s Field Operations Center East in Atlanta.

Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  Applicants may be eligible for a loan increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.  Eligible mitigation improvements may include a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.  Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Disaster loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate.  Homeowners and renters are eligible up to $40,000 to repair or replace disaster damaged or destroyed personal property.

Interest rates are as low as 3.675 percent for businesses, 2.5 percent for nonprofit organizations and 2.0 percent for homeowners and renters with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at

Applications and program information are available by calling the SBA’s Customer Service Center at
1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing Loan applications can also be downloaded at Completed applications should be returned to a center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to submit applications for physical property damage was Dec. 5, 2018.  The deadline for economic injury applications is June 21, 2018.


About the U.S. Small Business Administration

The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit