COVID-19 relief options and additional resources

SBA Opens Business Recovery Center for Businesses Affected by Surfside Building Collapse

Advisory Date: 
Tuesday, July 6, 2021
Advisory Number: 
21-442, FL 17005/17006

ATLANTA - The U.S. Small Business Administration (SBA) today announced the July 6 opening of a Business Recovery Center (BRC) in Miami-Dade County, Florida to help businesses impacted by the Surfside Building Collapse.

The BRC is located in the Florida Department of Economic Opportunity (DEO) Mobile Unit at 95th Street and Collins Avenue in close proximity to the Surfside Business District. It will operate Monday through Saturday until further notice.

The SBA also opened a Disaster Loan Outreach Center on June 30 at the Sea View Hotel in Bal Harbour to assist survivors. SBA representatives at both Centers can provide information about disaster loans, answer questions and assist businesses in completing the SBA application. The disaster declaration covers Miami-Dade County in Florida, which is eligible for both Physical and Economic Injury Disaster Loans. Small businesses and most private nonprofit organizations in the adjacent counties of Broward, Collier and Monroe in Florida are eligible to apply only for Economic Injury Disaster Loans.

In accordance with precautions for COVID-19, the SBA established protocols to help protect the health and safety of the public. Visitors to the Recovery Centers are encouraged to wear a face mask. The Centers are located as indicated below and will operate until further notice.


Surfside Business Recovery Center Florida DEO Mobile Unit
95th Street and Collins Avenue, Surfside, FL 33154
Opening: Tuesday, July 6, 2021
Hours: Monday – Friday, 8 a.m. to 5 p.m. Saturday 10 a.m. to 2 p.m.
Closed: Sunday Until further notice


Miami-Dade County Disaster Loan Outreach Center Family Assistance Center Sea View Hotel
9909 Collins Avenue, Bal Harbour, FL 33154
Hours: Monday – Sunday, 12 p.m. to 5 p.m. 7 days a week


Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA, for mitigation purposes.

Eligible mitigation improvements may include elevation, a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Examples of eligible small businesses with disaster-related economic losses include but are not limited to the following: owners of rental property, restaurants, retailers, travel agencies, charter boats, hotels, day care centers, wholesalers and private nonprofit organizations.

Interest rates are as low as 2.88 percent for businesses, 2 percent for nonprofit organizations, and 1.625 percent for homeowners and renters with terms up to 30 years. Loan amount and terms are set by the SBA and are based on each applicant’s financial condition. Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at Disaster loan information and application forms may also be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an email to

Loan applications can be downloaded from Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. The filing deadline to return applications for physical property damage is Aug. 30, 2021.

The deadline to return economic injury applications is March 29, 2022.