Banking Study 2008


  1. Introduction

  2. Small Business Lending

  3. Obtaining Reports

This fourteenth annual banking study continues the inclusion of depository institutions such as Federal and state savings banks and savings and loans associations and expanded geographic coverage to include territorial areas.


The Small Business and Micro Business Lending report is published on a yearly basis by the Office of Advocacy, and gives a brief review of the lending activities of depository institutions in 2007-2008 based on two types of data collected by the Federal Reserve Board—the call reports for June 2008 and the Community Reinvestment Act (CRA) reports for 2007. This study includes lending institutions such as Federal and state savings banks and savings and loans associations and geographic coverage of territorial areas. The loan activities and performance of these lending institutions are captured, analyzed, and the information is organized by state, number of loans, loan size, and by asset size of the institution. For other related reports visit: Finance

Small Business Lending

Small and Micro Business Lending in the United States (PDF file) (text file) The banking study published annually by the Office of Advocacy, provides rankings of depository institutions on lending to small businesses by state and territory. Research Summary [PDF file]

View Table 3A. Expanded is small business lending under $1 Million and 3B. Expanded is micro business lending under $100k (PDF file) - These tables use the call report data to rank all lenders by state. Acronyms for Variables [PDF file]

Alabama Alaska American Samoa Arizona
Arkansas California Colorado Connecticut
Delaware Florida Georgia Guam
Hawaii Idaho Illinois Indiana
Iowa Kansas Kentucky Louisiana
Maine Maryland Massachusetts Michigan
Minnesota Mississippi Missouri Montana
Nebraska Nevada New Hampshire New Jersey
New Mexico New York North Carolina North Dakota
Ohio Oklahoma Oregon Pennsylvania
Puerto Rico Rhode Island South Carolina South Dakota
Tennessee Texas Utah U.S. Virgin Islands
Vermont Virginia Washington West Virginia
Wisconsin Wyoming District of Columbia  

 Download data tables – This is a self-extracting executable file containing a zipped excel file with complete data on the directory of banks by state.

How to Obtain Paper, Microfiche or Disk Copies

To purchase a copy of the complete banking study on paper, microfiche or IBM-compatible diskette, contact the National Technical Information Service at (703) 605-6000 or 1-800-553-6847.

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Friday, May 1, 2009