Contents

1. Introduction

2. Research Summary

3. Small Business Lending

4. Obtaining Reports

This fourteenth annual banking study continues the inclusion of depository institutions such as Federal and state savings banks and savings and loans associations and expanded geographic coverage to include territorial areas.

Introduction

The Office of Advocacy is publishing the fifteenth annual analysis of the banking study, Small Business and Micro Business Lending. It continues to include depository institutions such as the Federal and state savings banks and savings and loans associations as well as expanded geographic coverage to territorial areas. The report gives a brief review of the lending activities of depository institutions in 2008-2009 based on two types of data collected by the Federal Reserve Board—the Call Reports for June 2009 and the Community Reinvestment Act (CRA) reports for 2008. The loan activities and performance of these lending institutions are summarized, and the information is organized by state, number of loans, loan size, and asset size of the institution. For other related reports visit: Finance

Small and Micro Business Lending in the United States (PDF file). The banking study published annually by the Office of Advocacy, provides rankings of depository institutions on lending to small businesses by state and territory. Research Summary [PDF file]

View Table 3A. Expanded is small business lending under $1 Million and 3B. Expanded is micro business lending under $100k (PDF file) - These tables use the call report data to rank all lenders by state. Acronyms for Variables [PDF file]

Download data tables – This is a self-extracting executable file containing a zipped excel file with complete data on the directory of banks by state.

How to Obtain Paper, Microfiche or Disk Copies

To purchase a copy of the complete banking study on paper, microfiche or IBM-compatible diskette, contact the National Technical Information Service at (703) 605-6000 or 1-800-553-6847.