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Banking Study 2010


  1. Introduction

  2. Research Summary

  3. Small Business Lending

  4. Obtaining Reports


The Small Business Lending in the U.S published by the Office of Advocacy, U.S Small Business Administration since 1994 provides information on the lending activities of depository institutions. Two types of data are used in the analysis—the Consolidated Reports of Condition and Income (Call Reports starting in June 1994) and the Community Reinvestment Act (CRA starting in 1998) reports.

In 2005 the data was expanded to include savings banks and savings and loans associations, in addition to commercial banks, and geographic coverage was expanded to include American Samoa, Guam, Puerto Rico, and the U.S. Virgin Islands.
This seventeenth annual banking study for the first time includes cooperative banks in addition to existing depository institutions and gives a brief review on the institutions lending patterns in 2009 and 2010. The rankings and performance of these lenders are summarized and organized by state/ territory, loan size, number of loans, and asset size of the institution.

View Table 3A. Expanded - small business lending under $1 Million, 3B. Expanded is micro business lending under $100k, and 3C. Expanded is macro business lending $100k - $1 Million (PDF file) - These tables use the call report data to rank all lenders by state.

Alabama Alaska American Samoa Arizona
Arkansas California Colorado Connecticut
Delaware Florida Georgia Guam
Hawaii Idaho Illinois Indiana
Iowa Kansas Kentucky Louisiana
Maine Maryland Massachusetts Michigan
Minnesota Mississippi Missouri Montana
Nebraska Nevada New Hampshire New Jersey
New Mexico New York North Carolina North Dakota
Ohio Oklahoma Oregon Pennsylvania
Puerto Rico Rhode Island South Carolina South Dakota
Tennessee Texas Utah U.S. Virgin Islands
Vermont Virginia Washington Washington, DC
West Virginia Wisconsin Wyoming

Federated States
of Micronesia


Download data tables – This is a self-extracting executable file containing a zipped excel file with complete data on the directory of banks by state.

How to Obtain Paper, Microfiche or Disk Copies

To purchase a copy of the complete banking study on paper, microfiche or IBM-compatible diskette, contact the National Technical Information Service at (703) 605-6000 or 1-800-553-6847.

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Tuesday, February 1, 2011