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Blogs Contributor - Marco Carbajo

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Posts by Marco Carbajo

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  •  When it comes to business credit, there’s no standard scoring model for assessing risk. Lenders, suppliers, banks, leasing companies, businesses, and finance companies all use different reports and scoring models depending on which business credit reporting agency they subscribe to.Your...
  • A business credit report is an essential tool for banks, lenders, suppliers and credit grantors in assessing the creditworthiness of small businesses. The information contained in a report provides crucial details needed to make informed credit decisions.It illustrates a company’s ability to...
  • Applying for business credit may be as simple as entering your information into an online form or filling out a hard application; but how can you improve your chances of approval?Getting approved for business credit requires proper planning that should start way before you apply for business credit...
  • As individuals we spend years establishing, managing and protecting our good personal credit ratings. With strong personal credit, access to favorable interest rates and terms when applying for credit and financing may be available at the stroke of a pen.When you have the ability to obtain...
  • As a startup with little to no business history, what are some quick ways to get funding?First, it’s important to understand since you won’t have a great deal of revenue, the key factor that lenders will look at is your personal credit worthiness. As you know, personal credit reports...
  • When a business has assets, and needs working capital to operate and grow, it may want to consider an asset-based loan or line of credit.This type of business financing is known as asset-based lending.Asset-based lending is a loan or line of credit issued to a business that is secured by some form...
  • A business credit profile is the face that a company presents to lenders, suppliers, insurance companies, lessors and other businesses when they decide whether to extend credit or do business with that company. It’s used for setting terms on credit, loans, lease payments and insurance...
  • Should you finance or lease business equipment?Although both options help break down the overall cost of business equipment into smaller amounts, they are very different in how they’re set up.If you decide to finance your equipment, you own it outright because you are purchasing the equipment...
  • As a business owner, it’s crucial to improve your company’s ability to acquire credit and funding. A business credit file is every bit as important as your personal credit file.  Like personal credit, business credit determines whether your company can be trusted by the way it...
  • Did you know more than 52% of all small businesses in the U.S. are home based?According to the Small Business Administration, there are more than 28 million small businesses in the United States, making up 99.7 percent of all U.S. businesses.If you are considering or are in the process of starting...

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