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Blogs Contributor - Marco Carbajo

Guest Blogger

Posts by Marco Carbajo

Guest Blogger

  • Getting your financial life and credit back on track after going through tough economic times is not an impossible task by any means, but it does require an effective and proven plan. Whether you had to file for bankruptcy; went through a foreclosure; dealt with excessive late payments,...
    Industry Word - May 07, 2013 - 8 comments
  • Getting approved for a line of credit with a supplier is simply an opportunity for you to start building your company’s creditworthiness.  The key to establishing positive credit is to make regular purchases using your vendor credit lines, and then paying invoices on or ahead of the due...
    Industry Word - April 12, 2013 - 2 comments
  • With fast access to cash, convenience and all the perks that come along with it, a business credit card is a standard tool used by business owners. But did you know that less than 50% of the credit cards obtained by business owners nationwide are actually in the company’s name? It’s a...
    Industry Word - March 14, 2013 - 5 comments
  • During the initial stages of the business credit building process, I’m sure you have heard about the importance of setting up a commercial office location. A physical location that is zoned for business speaks volumes for your company and its operation. If you decide to use your home address...
    Industry Word - February 14, 2013 - 10 comments
  • Did you know that a DUNS number is the most widely used number for identifying companies in the United States? Did you also know that suppliers and creditors alike pull a Dun and Bradstreet (D&B) credit check on your business when you apply for credit? Part of establishing a creditworthy...
    Industry Word - January 10, 2013 - 14 comments
  • The definition of fundable is the capability of being funded or being bankable. A company’s fundability is crucial to obtaining the necessary funds needed to operate, develop and grow a business. Unfortunately, the most common mistake business owners make is applying for financing before...
    Industry Word - December 12, 2012 - 10 comments
  • One of the benefits to building a creditworthy company is that lenders, creditors and suppliers will determine the level of credit risk based on the company’s creditworthiness rather than that of the owners. However, there are instances where a lender will require a personal credit check as...
    Industry Word - November 15, 2012 - 3 comments
  • According to Wikipedia an asset can be defined as a resource controlled by an entity as a result of past events and from which future economic benefits are expected to flow to the entity. Many startups rely on the use of personal assets to secure funding for the business. Although money is often...
    Industry Word - October 18, 2012 - 16 comments
  • A small business credit card should always be the credit card you use when making business purchases. Transactions such as paying for gas in a company car, buying office supplies or taking clients out for lunch are all acceptable ways to use a small business credit card. When it comes to personal...
    Industry Word - September 20, 2012 - 4 comments
  • Once you have completed all the steps necessary for your business to be lender compliant, you can begin establishing credit. You may have jumped ahead of yourself and already applied for one or two business credit cards using your personal credit. Not to worry-the purpose of this article is to...
    Industry Word - August 16, 2012 - 4 comments

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