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Blogs Contributor - Marco Carbajo

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Posts by Marco Carbajo

Guest Blogger

  • Small businesses are the lifeblood of the U.S. economy, and financing is the viability of a small business. Small business owners rely on business financing to fuel their growth, to purchase new equipment, hire additional staff, and invest in new opportunities.Unfortunately, major financial...
  • Many times financial tools are overlooked as a way to help increase a company’s bottom line. Financial tools have the ability to transform a company’s operations, improve productivity, reduce costs and increase profit margins. It’s essential for small business owners to take...
  • Lending money is risky business for banks, suppliers, and other creditors. For any lender, it’s all about finding a way to extend credit or a loan profitably while being able to sort out those who are good credit risks from those who are less likely to repay. Large lending institutions like...
  • According to the latest US Bureau of Labor and Statistics research, there are approximately 28 million small businesses in the United States.  At some point, every small business needs extra funding. Did you know one in three small business owners borrow money from family and friends, while 75...
  • Having strong business credit scores and ratings are key to getting approved for trade credit and financing for your company. In the same way that personal credit scores serves as a financial report card, your business credit scores grade the creditworthiness of your business.A statistically...
  • Many businesses at one time or another may have cash flow challenges. One popular option to obtain short term funding is to secure a revolving line of credit.  This not only helps with basic day to day operations, such as meeting payroll, purchasing supplies, increasing working capital or...
  • Do you know what your company is worth?Understanding your profit and loss statement and cash flow statement only tells a part of the story of a business. Unfortunately many small business owners tend to overlook one of the key measures that shows the overall health of a business – the balance...
  • Do you know all of the expenses involved in making your product or delivering your service? If so, then you know what your Cost of Goods Sold (COGS) is. In a nutshell, COGS drives profit – it tells you the expenses you have each time you make a sale.          ...
  • There are various factors to consider when deciding to use credit for your business. The most crucial and overlooked component is can you afford to use it? Every business’s credit needs are different. Many small business owners have the misconception that if business credit is granted to them...
  • On CNBC’s Shark Tank, one of the most important lessons that unprepared entrepreneurs learn after ruthlessly being chewed up is the importance of knowing their numbers. Ari Hoffman, Chief Operating Officer for Gobie H20 (episode 426) says, “It cannot be said enough, know your numbers....

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