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Blogs Contributor - Marco Carbajo

Guest Blogger

Posts by Marco Carbajo

Guest Blogger

  • One of the benefits to building a creditworthy company is that lenders, creditors and suppliers will determine the level of credit risk based on the company’s creditworthiness rather than that of the owners. However, there are instances where a lender will require a personal credit check as...
    Industry Word - November 15, 2012 - 3 comments
  • According to Wikipedia an asset can be defined as a resource controlled by an entity as a result of past events and from which future economic benefits are expected to flow to the entity. Many startups rely on the use of personal assets to secure funding for the business. Although money is often...
    Industry Word - October 18, 2012 - 16 comments
  • A small business credit card should always be the credit card you use when making business purchases. Transactions such as paying for gas in a company car, buying office supplies or taking clients out for lunch are all acceptable ways to use a small business credit card. When it comes to personal...
    Industry Word - September 20, 2012 - 4 comments
  • Once you have completed all the steps necessary for your business to be lender compliant, you can begin establishing credit. You may have jumped ahead of yourself and already applied for one or two business credit cards using your personal credit. Not to worry-the purpose of this article is to...
    Industry Word - August 16, 2012 - 4 comments
  • We can all agree that email is another tool used for exchanging information. But when it comes to business, it plays a much greater role then many people seem to realize. Unfortunately, one of the most common mistakes business owners make is obtaining a business email account from one of the many...
    Industry Word - July 17, 2012 - 9 comments
  • Due to the growing difficulty in obtaining traditional business lines of credit from banks, many business owners are turning to credit cards for small businesses as their primary unsecured business lines of credit. Unfortunately, the majority is turning to the wrong sources. They end up putting...
    Industry Word - June 19, 2012 - 14 comments
  • If you are in the military, a veteran, or military spouse and either own or are thinking about starting a business, consider joining a credit union for military entrepreneurs to service your company’s banking needs. Military credit unions offer tremendous benefits for small business owners...
    Industry Word - May 26, 2012 - 5 comments
  • Identity theft is a crime that impacts the lives of more than 10 million consumers every year-and the numbers are increasing. It’s hard to imagine that one out of every 20 consumers is at risk of being a victim this year alone. The cost of identity theft among consumers costs businesses...
    Industry Word - April 23, 2012 - 8 comments
  • Opening a business bank account online can be an easy and painless process when you have all the necessary documentation in place. First, it is important to realize there are several factors that can prohibit one from opening a business bank account on the internet. For example, if a company...
    Industry Word - March 21, 2012 - 5 comments
  • Once you have established a corporation or limited liability company you will need to obtain a Federal Tax Identification Number also known as an Employer Identification Number (EIN). An EIN number is mandatory, because without one, your corporation will be ineffective for building business credit...
    Industry Word - February 21, 2012 - 7 comments

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