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Blogs Contributor - Marco Carbajo

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Posts by Marco Carbajo

Guest Blogger

  • A small business credit card should always be the credit card you use when making business purchases. Transactions such as paying for gas in a company car, buying office supplies or taking clients out for lunch are all acceptable ways to use a small business credit card. When it comes to personal...
  • Once you have completed all the steps necessary for your business to be lender compliant, you can begin establishing credit. You may have jumped ahead of yourself and already applied for one or two business credit cards using your personal credit. Not to worry-the purpose of this article is to...
  • We can all agree that email is another tool used for exchanging information. But when it comes to business, it plays a much greater role then many people seem to realize. Unfortunately, one of the most common mistakes business owners make is obtaining a business email account from one of the many...
  • Due to the growing difficulty in obtaining traditional business lines of credit from banks, many business owners are turning to credit cards for small businesses as their primary unsecured business lines of credit. Unfortunately, the majority is turning to the wrong sources. They end up putting...
  • If you are in the military, a veteran, or military spouse and either own or are thinking about starting a business, consider joining a credit union for military entrepreneurs to service your company’s banking needs. Military credit unions offer tremendous benefits for small business owners...
  • Identity theft is a crime that impacts the lives of more than 10 million consumers every year-and the numbers are increasing. It’s hard to imagine that one out of every 20 consumers is at risk of being a victim this year alone. The cost of identity theft among consumers costs businesses...
  • Opening a business bank account online can be an easy and painless process when you have all the necessary documentation in place. First, it is important to realize there are several factors that can prohibit one from opening a business bank account on the internet. For example, if a company...
  • Once you have established a corporation or limited liability company you will need to obtain a Federal Tax Identification Number also known as an Employer Identification Number (EIN). An EIN number is mandatory, because without one, your corporation will be ineffective for building business credit...
  • Will your startup ambitions become a reality in 2012? In a recent study, 70% of Americans indicated they want to start their own business, but many never take the leap because of lack of knowledge, direction and fear of failure. Let’s face it, starting a business can be intimidating, and...
  • Why do credit ratings play such an essential role in our everyday lives? Credit ratings are essential because they indicate how likely an individual, a business, a city, a county, a state, or even a country is able to repay a debt. Each one of these entities has a credit rating and depending on...

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